Hi, will it hurt my credit score if I get a free credit score from this place? The link is: https://www.eloan.com/myeloan/viewscore
I know pleanty of people and I think also the top 3 credit report websites have said that checking your credit score from websites like eloans can lower your score, is that true? Please help me out. I wan't to get a free credit score but don't want to lower my credit score doing it. Thanks again.
2006-11-25 05:36:42 · 6 answers · asked by tvillane2004 2 in Business & Finance ➔ Credit
See I got a free credit score from www.annualcreditreport.com and it said it was 832 so I wanted to get another one because I am thinking there is some kind of mistake because people say it is to high of a score to have.
2006-11-25 05:45:20 · update #1
It won't hurt.
Coach
2006-11-25 05:43:44 · answer #1 · answered by Thanks for the Yahoo Jacket 7 · 1⤊ 1⤋
Rather than get your credit score from a lender, you can get it from the folks who have the scores in hand with no penalty.
Head over to Experian ( http://www.experian.com ), Equifax ( http://www.equifax.com ) and Transunion ( http://www.transunion.com ) to get your reports.
Protect your good credit. Lenders who keep chipping at your credit reports make the reporting agencies nervous, and they tend to lower your score as the inquiries build up.
2006-11-25 05:41:44 · answer #2 · answered by Stuart 7 · 0⤊ 0⤋
yes it can lower your score. it depends on how many inquiries you get over a period of time. go direct to the credit reporting agencies to get your score. once every 12 months is allowed without affecting your score.
experian.com/transunion.com/equifax.com
2006-11-25 05:40:05 · answer #3 · answered by daniel r 4 · 0⤊ 0⤋
www.freecreditreport.com
You can check your own credit by putting a 'soft' inquiry in...doesn't affect it negatively.
2006-11-25 05:39:41 · answer #4 · answered by asalieus 2 · 0⤊ 0⤋
every time your credit is checked doesn't matter by who, it will go down a couple of points
2006-11-25 05:45:01 · answer #5 · answered by parrotsarenoisy 5 · 0⤊ 0⤋
I agree with Stewart
2006-11-25 05:46:10 · answer #6 · answered by goodtimesgladly 5 · 0⤊ 0⤋