She ad her driving permit only had no behind the wheel training yet and basically stole my car and was involved in an accident. My insurance wont cover since she was an excluded driver. Now I received a letter in my name from a collection agency to pay $21,000. I contacted the them and clarified that my minor daughter was driving and that there is a liability limit for parents who's minor children are involved in an accident. The lady from the coll. agency stated that i had to pay and that they would suspend my license, she was very rude.
2006-11-24 17:42:44 · 11 answers · asked by Annette S 1 in Cars & Transportation ➔ Insurance & Registration
You are responsible for the actions of your jailbird daughter. A collector can NOT take your license, or attach your wages or repo your car or house. Only a judge can order this. I hardly ever suggest this but now is the time to seek legal help. You will still have to pay for damages but once you are represented by a lawyer you can tell the collectors to pi$$ up a rope and let the lawyer deal with them.
2006-11-25 03:17:17 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Well depends on how you want to do it. Every state is different, but this similiar situation happen to a close family we know. There kid was 16 but did have his license. He got into an accident, but didnt ask permission to take the car nor was on the policy. Now most insurance policys say you have to have the person listed to be covered, which is kinda true but really isnt, you are insuring your vehicle and anything that happens to it being your fault or not. Anyway, they the family I know filed a police report and said there son stole there car, though they didnt want to press any charges. So he was not arrested, but the parents were not held responible on there insurance. But on the flip side they wanted to teach there son a lesson, and he was held responsible, he lost his license and had to scheduale payments to repay all the damages on both cars. But it wasnt 21000 dollars either it was only 9000 between the both. But I would personally seek some legal consoul. But that is one idea.
2006-11-24 18:06:03 · answer #2 · answered by Biggy17620 1 · 0⤊ 0⤋
Yeah, collection agents are rude. They have to be. Everyone they call has an excuse for not paying their bills. Really the only way you're going to get rid of this obligation of vicarious liability is to have a trial where everyone tells a judge what happened and he rules as to whether you can be held responsible for her actions. However, it's a generally accepted concept that a parent is responsible for the minor's actions.
2006-11-25 00:34:16 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
Poster Scott H here is ineffective incorrect. in the u . s . a ., ( with very, very uncommon exceptions) whilst somebody lends you a automobile, in addition they lend the coverage on that automobile. he's to blame for the wear to his automobile and to the pole (If any). you would be to blame for any site visitors quotation which you will have gained. It sounds as though he has already filed a declare along with his coverage company and his coverage company has already paid. The regulation says that he can not be paid two times (IE: he can not be "enriched"). in spite of everything, i'd in a well mannered way tell him you do no longer intend to pay one single solitary cent for something. If He pushes it, do no longer threaten him merely toss out the words "coverage fraud". If he has any experience he will decrease back off.
2016-10-04 08:26:15 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You are responsible for the damages that your children causes, unless your children has been taken away from you (i.e. you don't have custody) or was taken by the state as ward of the state.
It seems you have ignored them for a while as it should be the other side's insurance company that comes after you, not collections.
You need an attorney's help, not us.
2006-11-24 19:06:50 · answer #5 · answered by Kasey C 7 · 0⤊ 0⤋
Depending on the state, who knows.
Generally, the parent is responsible for most actions of their minor children.
Call a legal assistance hotline for some quick advice.
Ask you insurance agent .
2006-11-24 17:46:09 · answer #6 · answered by C.M.O.T. DIBBLER 1 · 0⤊ 0⤋
Short answer: They can't suspend your license.
You are probably right about limited liability of your minor child, sadly, the only way to know is talk to some shyster.
Maybe you got one of those places that paralegals help people? It maybe easy and cheap if you find one of them that's familiar
with this type of situation.
2006-11-25 08:23:12 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Parents are responsible, because of her age.
Depending what state your in it is usually 18, 19 Alabama, 21 Mississippi.
You have to legal capacity to be responsible for things like that.
And at that age you don't.
2006-11-24 17:52:32 · answer #8 · answered by Stephanie 3 · 0⤊ 0⤋
collection can't even start to suspend license . if your daughter got the ticket she is responsible not you tell them to find her offer no help c/k your credit to be sure that the bill is not there if so demand to have it removed you have nothing to do w/ it . you tell them you will sue . them you received no ticket and no judgment ageist you
2006-11-24 17:50:10 · answer #9 · answered by k dog 4 · 0⤊ 0⤋
You are liable for any damages that your daughter causes - you get to pay.
Ah, the benefits of being a parent...
2006-11-24 18:11:06 · answer #10 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋