I have had my car stolen worth 5000k, I have been slammed with 7000 in closing costs on a house that i didnt want, and I purchased a car on ebay for 2500 for a car i didnt receive and Im out 2500 bucks. Thats a total of 14,500 of my hard earned loss money.
Its taken me 10 years to save that kind of money and its gone that quickly because of deceptive people, deceptive business practices, and greed. I HAVE THE HUMAN RIGHT FOR HONEST BUSINESS DEALINGS AND TRANSACTIONS(Im against "buyer beware" crap because it is just a catchy phrase used to empower consumers against fraud. But in reality,"buyer beware" means having no laws to protect innocent victims from business deception.(If you get screwed its your loss.) Govt and commerce basically wipes their hands clean.
If this is the shitty world we live in-----and I work so hard for my money only for sharks to take advantage of me-----then I have the right to force honest business dealings with a gun. Whats your thoughts on this?
2006-11-23 23:49:24 · 9 answers · asked by usa_jcrew68 1 in Politics & Government ➔ Law & Ethics
I'm sorry about your string of bad luck. Let's take these one by one. Insurance should cover part of the cost of the stolen car. As to ebay, how did you pay? Paypal is supposed to deal with this sort of thing, as is your credit card--not receiving the goods paid for constitutes a "billing error" and you can file a complaint with your credit card company, if you used one. If you paid with a money order or check, then you should still notify ebay, but also contact the State or District Attorney or consumer protection agency where the car seller is located, as what the seller did can constitute criminal theft. as well as fraud. The house is a different matter: why did you go to settlement if you didn't want to? Why did you sign a contract to buy that house if you didn't want it? I think you might be stuck on that one, I don't see fraud there based just on what you wrote here. Besides, even if you don't like the house , you got a valuable asset for your money, and you can always sell it later and make a profit.
2006-11-23 23:59:07 · answer #1 · answered by AnOrdinaryGuy 5 · 1⤊ 0⤋
Let's see...Did you have the car insured? If not, why not? Prudence suggests you should have.
Closing costs were disclosed and explained up front and nobody forced you to sign the paperwork to buy the house. Did you make sure you understood everything before you signed the papers to buy this house?
EBay has a dispute mechanism. If you did not get the merchandise you bought you file a claim. Have you? What was the determination?
I've bought and sold a number of houses and cars. I also buy quite a bit on EBay as well as owning a small business. The first and most important point with any and all transactions is a thing called due diligence. Unless you take the time to look into all the aspects of any transaction and safeguard yourself you are going to run into trouble eventually. The system, any sysetm is flawed in that it cannot be effectively policed. It is up to each of us to police ourselves and watch out for what we are doing. It's really not much different from walking, if you don't watch where you are going you are likely to trip and fall or walk into something solid. In both cases it is up to you to look at what you are doing.
2006-11-24 00:10:25 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Futures are inherently risky investments, which fluctuate sharply due to date limitations and market trends. They're intended for sophisticated investors, and are generally used as a form of price change insurance on an underlying position. You can't generally become involved in futures trading unless you meet the criteria for being a sophisticated investor (high net worth), so, if you've taken a bath, it's assumed you didn't put all your assets in futures, and are able to absorb the loss. I think that's what you have to do, now, since your bets didn't pay off. You have to just absorb your losses, and go on, poorer but wiser. I doubt you have a civil case, or can recoup any of your losses, unless you can show that market makers defrauded you, by manipulating trades or commodity prices. Really, really hard (and very expensive) to do that, however.
2016-05-22 22:01:42 · answer #3 · answered by ? 4 · 0⤊ 0⤋
I think I missed something on this buying a house you didn't want. Or is it just the closing cost? If it's the closing cost we all have had to pay that every time we buy a house.
I really don't get this eBay buying where you send a lot of money to someone for ? An "it's in the mail" reply! It seems there must be some kind of safeguard here you are bypassing for what to save a few bucks?
2006-11-23 23:56:23 · answer #4 · answered by madjer21755 5 · 0⤊ 0⤋
I've had similar experiences in the past too, but can't do anything about it. Just be careful in the future.
2006-11-23 23:52:49 · answer #5 · answered by Dr Dee 7 · 0⤊ 0⤋
THAT'S WHERE THE GOVERNMENT SHOULD STEP IN AND PASS SOME STRICTER LAWS TO PROTECT THE VICTIMS OF FRAUD LIKE YOU AND MANY OTHERS. BUT I THINK THAT THE GOVERNMENT HAS IT'S HAND IN IT, THAT'S WHY THEY WON'T PASS SUCH LAWS.
2006-11-24 00:08:06 · answer #6 · answered by crane1951@sbcglobal.net 4 · 0⤊ 0⤋
Caveat Emptor
At least you have some good write offs
2006-11-23 23:55:04 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Too bad you weren't an illegal alien. If you were, the government would step in.
2006-11-24 00:35:18 · answer #8 · answered by illusions 3 · 0⤊ 0⤋
Amen brother!! Said it all...
2006-11-23 23:51:42 · answer #9 · answered by Psyanide 2 · 0⤊ 0⤋