I lent my friend 80 quid, she told me she would give me it back in a week, this is now a week later and she has been avoiding my texts as we live in different parts of the country, i bank transfered the money to her mums account so i was maybe thinking if she doesnt give me it back tom then report it to the police and they can use the bank details to contact her mum and get it back that way. anyone got any ideas?i really thought i would get it back we have been friends for 10 years and i didn't think she would do this.
2006-11-23 06:29:17 · 19 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
The police would not get involved....
What I would suggest doing is sending a sensitive text to her, say if she is in trouble than pls talk to you, that you will understand, say we can talk about the money another time.....
I know obviously you want the money back but if she is out of her depth with whatever, she hasn't got the money to pay you back and is now embarrassed about the situation.....Its better you keep in contact as a mate and help her out of the mess she has got herself in, then your more likely to see your money again....
She must of been pretty desperate to of borrowed from you in the first place....
Good luck I hope it works itself out xxx
2006-11-23 06:36:31 · answer #1 · answered by xXx Orange Breezer xXx 5 · 5⤊ 0⤋
The police wont be able to do anything.. Try asking her mum... I know how you feel... I lent a friend £3000 2 years ago and they said I would get it back, but I have paid most of it back myself, plus all the interest as it was a loan, plus bank charges, had to go without food sometimes because I literally had no money.... £80 is nothing, but I do know how you feel, you do a friend a favour and they don't appreciate it, it sucks and it gets you angry... just think of it as a lesson learnt... you know next time not to lend money out to that person......
2006-11-24 04:39:51 · answer #2 · answered by me_me 1 · 0⤊ 0⤋
What amazing country do you live in that the police also double as debt collectors AND have access to private banking records without a warrant or subpoena?
Your friend obviously can't or won't pay you back. What are your friends circumstances? Is she ill, unemployed, etc?
You could probably file in small claims court, but you can kiss your friendship goodbye if you do that.
To be honest, if I had such a good friend of 10 years who was so desperate that they didn't have 80 quid, I would have just given them the money and told them it was a gift.
It's wrong to not pay people back, but if she is truly your friend AND if she is truly in a bad situation, expecting the money back is also wrong.
2006-11-23 20:36:42 · answer #3 · answered by BoomChikkaBoom 6 · 0⤊ 0⤋
This is a Civil Legal matter, not a Criminal one, so there is nothing the police can do in the matter.
You could take her to court, but it is 50/50 on whether you would win; Did you both sign an agreement of loan. If not, you would have to prove that she got the money on a loan basis and not a gift, and that she is overdue.
Failing that, There is not a lot of other option, other than don't loan money.
2006-11-23 17:18:42 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I'm not sure if it's classified as a criminal offence. Might be a civil wrong because you don't go to jail for not paying your bank loan- but they can reposses your house.
If you call the police they should be able to tell you what your legal options are. Failing that- Citizens Advice Beuraux or even a solicitor (if you want to pay through your nose!)
2006-11-23 14:38:13 · answer #5 · answered by sarciness 3 · 1⤊ 0⤋
personally i would gladly lose £80 in order to find out a friend of 10 years had turned into a c*nt..
on the reverse if its a friend , maybe there having problems bare with them. the avoiding phone calls bit would be what narked me off-- a quick txt to say soz i havn't got it - would be enough to know there not being an ars*
2006-11-23 17:02:11 · answer #6 · answered by bob 3 · 0⤊ 0⤋
The quickest way to lose friends is to lend them money, but fools never learn, and I lost much more.
.
You can do one of two things: (a) Forget it and charge it to experience, or (b) go to the small claims court. It will cost you probably as much to recover your money, but at least your dishonest "friend" will not benefit.
Note that even if you go for option (a) you still lose your friend because she will be too ashamed to face you.
2006-11-23 20:31:26 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Try and contact her and tell her that if you dont get your money back, you will take out a case in the small claims court (if you are willing to do this). Failing that you may have to kiss it goodbye I'm afraid. But at least you have proof that the money was transferred to the account.
2006-11-23 14:37:36 · answer #8 · answered by fuck off 5 · 2⤊ 1⤋
oh, now you've learned not to mix money and friends..
I'm in the USA our courts are different but we have small claims you can file and bring the records and emails and phone records..
and she'd have to pay court costs too.
you may though, have just learned an expensive lesson is all.
2006-11-23 14:41:32 · answer #9 · answered by macdoodle 5 · 0⤊ 0⤋
Do you really need it now.
If my mates borrow money from me and don't pay back on time I just won't lend them any more money.
Don't ruin your friendship over her paying you back a few days late. Good friends are hard to come by.
Just don't lend the lying ***** anymore.
2006-11-23 14:36:27 · answer #10 · answered by Mr Cheese 3 · 5⤊ 0⤋