the other person is abroad and not able to be here in person. The cheque is also in US dollars.
2006-11-23 01:29:26 · 12 answers · asked by Lauren S 1 in Business & Finance ➔ Personal Finance
You can't cash it, but if you have an account you can deposit it. Most bank tellers will check for both signatures, so the only way I know is to deposit it through the atm. I've told people of this and done it myself, and I haven't heard of any of these deposits being refused.
2006-11-24 07:54:12 · answer #1 · answered by asalston84 2 · 0⤊ 1⤋
Cheques are usually crossed account payee only which means the cheque must be paid into account exactly as stated on the payee line.
As it is a cheque drawn in US $ it will not be able to be cashed and will have to go through an account held in both names.
Alternatively ask the issuer for a new cheque made out to just you.
The problem is if it is a joint cheque both parties are equally entitled to the funds. If the bank allow the cheque to go into an account in your name only the are denying the other payee their right to access the funds. The Bank has a duty of care to make sure that both parties can get access to the money after the cheque has been cleared.
2006-11-23 02:02:18 · answer #2 · answered by angie 5 · 0⤊ 0⤋
Only if you have a joint account, unless you can go back to the person who issued the cheque and ask them to amend it to just one name, or write you a new cheque.
2006-11-23 03:01:25 · answer #3 · answered by Little Bo Peep 3 · 0⤊ 0⤋
As you spell it "Cheque" rather than the US style of "Check" I must assume that you are in the UK. How checks are cashed is based on local custom rather than what currency the check is written against. You might have better luck asking that question in the UK Yahoo Answers rather than the US Yahoo Answers.
2006-11-23 01:40:06 · answer #4 · answered by jpbofohio 6 · 0⤊ 0⤋
Ywes it is deposited or cashed in case you have sufficient money on your account !! A verify made out to money is almost a $a hundred.00 bill and in case you lose all of it of us can money it . If the verify is made out to a financial employer you could the two take it there and money it with suitable I.D. or deposit it on your financial employer until it clears .
2016-12-10 14:19:28 · answer #5 · answered by chaplean 4 · 0⤊ 0⤋
If it has your name on it, try payin it into your account or get the payee to re-write it just to you - tell em the other person is away and you dont have a joint account
2006-11-23 01:51:20 · answer #6 · answered by sonny 2 · 0⤊ 0⤋
Sorry, Nope... Unless you get some dopey goofy teller at a bank who has their head up their As*.
2006-11-23 01:33:42 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Nope, need to set up a joint account.
2006-11-23 04:05:57 · answer #8 · answered by Chianti Man 4 · 0⤊ 0⤋
You might be able to pay it into a joint account.
2006-11-23 01:32:18 · answer #9 · answered by Scotty 7 · 0⤊ 0⤋
only if u have a joint account to pay it in to
2006-11-23 01:34:17 · answer #10 · answered by kj 5 · 0⤊ 0⤋