I tried out a gym and gave them my credit card. After thirty days I decided that I didn't like the gym, notified them of my intention to quit by certified mail.
They told me there were no contracts and that I had thirty days to make up my mind when I joined.
Six months later they notified me by mail that I owed them $200 via a third party and that if I didn't pay the amount due they would report me to a credit burea. How do I prevent this from ruining my credit?
2006-11-22 10:50:23 · 3 answers · asked by hilarys_skillery 4 in Business & Finance ➔ Credit
Take all the reciepts that was given to you when you signed up and write your complaint to the Better Business Bureau/ or consumer affairs. You must also "dispute" the charges made on your credit card to clear up the problem.
2006-11-22 10:56:24 · answer #1 · answered by Anonymous · 1⤊ 0⤋
Be sure you provide the third party with the documentation you gave the gym when you decided to cancel. They have to honor the companie's 30 day policy -IF you are sure you cancelled within the time period. Be sure you provide details as to what you didn't like about the gym. If the complaints are legitimate, the company should be concerned and want to know what they can do to make things better so others will not walk away. Good luck.
2006-11-22 18:55:52 · answer #2 · answered by THE SINGER 7 · 0⤊ 0⤋
Speaking as a nationally known credit score and lending expert (book, radio shows, newpaper column, etc)....
Read your contract. If there was no contract in writing, then the verbal contract holds up in court, generally.
2006-11-22 21:51:00 · answer #3 · answered by supercreditguru 3 · 0⤊ 0⤋