i insured with bell in september but feel i can get cheaper cover else where now
2006-11-22 07:40:50 · 11 answers · asked by truckergb2002 1 in Cars & Transportation ➔ Insurance & Registration
You can change at any time, and depending on the state you live in you may have to pay what is known as a short rate penalty (usually 10% of the unearned premium) for doing so.
As to the previous poster's comment about 'accident free', most insurance carrier filings are retroactive. That means if you're accident free for the last X years, you'd still get a discount.
Personally, I tend to 'shop' my coverage once a year, just to see if a better deal is out there.
If you own a house, you'll generally get a discount from using one insurer for homeowners and auto. Even if you rent and have renter's insurance, this may apply for certain companies.
2006-11-22 07:48:46 · answer #1 · answered by MoltarRocks 7 · 0⤊ 0⤋
Sure you can. The only thing you don't want to do is let your insurance lapse. Also make sure you, either get a refund of your balance, or just let your new insurance take over when you old insurance is expires.
2006-11-22 07:46:23 · answer #2 · answered by ? 2 · 0⤊ 0⤋
Yes you can cancel your policy. Get cheaper rates from http://www.nationwidebillrelief.com After your new insurance gets set up call your current company and cancel your policy right away.
2006-11-23 11:40:40 · answer #3 · answered by Anonymous · 0⤊ 0⤋
yes you can change insurer at any time you like, how ever check with your existing company what the exit fees are likely to be before you go ahead.
They may convert you to short term insurance which can be very expensive, they may also charge an admin fee
2006-11-22 16:46:42 · answer #4 · answered by Martin14th 4 · 0⤊ 0⤋
Before going with another car insurance company, you will have to check with them if they will honor your previous no claims record. Rules might vary from company to company.
2016-05-22 18:01:15 · answer #5 · answered by Anonymous · 0⤊ 0⤋
yes you can but unless you have paid up front there will be a charge plus you will lose your no claims bonus for the year i have found cheaper car insurance with the halifax
2006-11-22 07:43:54 · answer #6 · answered by john h 1 · 0⤊ 0⤋
Absolutely, but don't cancel what you currently have until the new policy is in place, you don't want any surprises or lapses in coverage.
2006-11-22 08:16:05 · answer #7 · answered by oklatom 7 · 2⤊ 0⤋
Yes you can no problem and get some money back
2006-11-22 07:44:58 · answer #8 · answered by Ding Dong 3 · 0⤊ 0⤋
Sure u can but they will expect you to pony up some ££££
2006-11-22 07:44:32 · answer #9 · answered by michael 2 · 0⤊ 0⤋
when ever you want you can change make sure you have a new one in place.
2006-11-22 11:09:01 · answer #10 · answered by Anonymous · 0⤊ 0⤋