Getting my mother's truck on the road??

Question

In the next week or so, I can go for my license here in NWT, Canada. My mother has a vehicle sitting in her yard, it's good working condition, but she can't drive it because her license expired, so she has to wait for a few months to get it back... its a stupid new rule here in NWT. Well, anyways, I would like to get her truck on the road again, but I need to get the insurance and registration. Can it still be in her name? Even though she doesn't have her license yet. Or does it have to be in my name? If so, how do I go about it? She doesn't have to sign the vehicle to me, does she?

Thanks.

Answer 1

Your best bet is to simply call the insurance company and ask them. They will be able to tell your for SURE what you need to do and in who's name you need to do it. I would also recommend calling around to other companies to make sure you're getting the best rate, it can vary greatly from co. to co. Good work on being responsible enough to get insurance!!

Answer 2

If my license suddenly got suspended, my wife would still be able to drive my car. the reason being a driver's license registers the owner as being legally allowed to drive. Likewise, vehicle registration verifies that that particular vehicle is eligible to operate on public roads. The two things are independent of each other.

I don't know how your laws work in that area, but you should be able to call the insurance company and get the policy on that truck reactivated. Just make sure the registration (license plates) are current. I am pretty confident that even though your mother is not allowed to drive, the insurance company and the license bureau will have no qualms with taking your money and getting that truck back on the road. Call your moher's insurance company and ask them what you have to do to the car ont he road. They will be familiar with yourlocal laws

Answer 3

The vehicle and insurance has to be in the same name and you can have these things without a license. She does not have to change ownership of the vehicle to you. You need insurance on the vehicle before you can get it registared. Does she have a policy open? Just remember if your going to drive it and be the principle operator its your driving information the insurance needs. You dont have a license.
Call an agent or Broker in your area, you may have to ask a friend or neighbour to drive you to your test site and then borrow ltheir vehicle for the test. Then you can get insurance on the truck.

Answer 4

If the only reason she doesn't have a license is that it expired and she didn't renew it in a timely manner, she probably still has insurance on the vehicle, and would only need to add you as an authorized driver. Her insurance bill will increase of course, but not as much as it would if you were paying directly with your own car. Offer to pay the increase, and enjoy driving.

(If her license was pulled for some reason, her insurance rates might be sky high, but based on your statement that it just expired...the above applies)

Answer 5

Not having a license doesn't prohibit anyone from owning a car (not in canada anyways). It just means she can't drive it. You can keep the truck in her name and insure it under you. Just remember you will be the policy holder, not your mother, meaning any and all resposibilty (insurance wise) is on you. Hope this helps!

Answer 6

Good question. Probably calling up the insurance agent that she has would be the best thing to do. They can tell you what you'd need to do, or if it's possible or not. It may be a tough call which way it would be cheaper to do it, with her and her record, or you with no record at all. Just have to ask and see.

Answer 7

for most of us south of 60 you could be the driver of your mom's truck with minimal hassle , if it's sat for more than 6 to 9 months you may have to do a bit of work to it , flush the fuel, repack the bearings check antifreeze strength ,typical pre-winter stuff