How long does it take to lose no claims bonus on car ins? I havent driven for a while but did have full n/c.?

Answer 1

I think it varies with different insurance companies.

You may have had an obligation to tell them when you stopped driving the car

Answer 2

2 Years

Answer 3

It depends on the underwriter. As a general rule you would lose your NCD if you have not been a policy holder for 3 years. Some Companies will go above the 3 year limit some below.

Answer 4

There is no hard and fast ruling on the time limit it is up to the insurance provider to decide. You may be well advised to use a previous insurer, they may look more favourably at your previous no claims bonus. For cheaper insurance rates opt for £s excess and limited mileage if you drive infrequently.

Answer 5

It is 3 years usually
But if you can get a letter of proof to say that you worked for a company with a company car.....then the time limit becomes exempt. (thats the way round it)

Answer 6

I had full NCB,I was off the road for 2 years,
The insurance companies would not recognise my NCB,
I had to start again.

Answer 7

i became in a similar challenge whilst my motor vehicle became stolen. notwithstanding, i became now not allowed to cancel the 12month settlement or perhaps nonetheless had no motor vehicle nevertheless had to pay out the settlement. you have now not made a declare so won't have misplaced your bonus. make specific the coverage organisation have written to you explaining the rebate you have, then you won't haev any complications.

Answer 8

My insurance company will take three years

Answer 9

Once you or the other party claim against your insurance company

Answer 10

less than a second after you hit the front drivier up the a*se