What's the best way to travel in Bangkok with money?

Question

I will be travelling in Bangkok soon and was wondering if it's better to use the ATM's to get cash or bring Travellers checks? Please advise.

Answer 1

cash then ATM, take 25000 or 30000 baht a time because of the fixed fee

Answer 2

It looks like I agree with the majority here, that you should have some cash on hand, but much of the time I would just use an ATM machine. Just plan ahead. The first time I went I took a lot of cach and realized there was no reason.

Answer 3

Bring some cash with you . Change at the money changers at the airport or any exchange kiosks in town. Go ATM for additionals. Large amount, you can use your credit card. No need to worry too much as long as you are travel savvy. No need to worry about carrying too much cash on you.

Answer 4

Banking and currency exchange in Thailand

In Thailand the best ways to exchange money are ATM Card, Credit Card, Travelers Checks, Cash. However each method has advantages,disadvantages and things to watch out for. Carefully check out any transaction and make an informed decision. On arrival in Bangkok currency exchange counters are conveniently located in the arrival hall after you pass customs inspection. There are also some ATM machines in the hall. Thailand receives visitors from throughout the world and can exchange most currencies. I save up my left over bank notes
from other countries and take them to Thailand to exchange. The exchange rate at the Bangkok airport is reasonable compared with what you can get in town. If you want to shop rates, just exchange enough for your first day. Money exchange counters are very easy to find in the visitor areas of Bangkok. Most of the money changers you see are outlets of Thai banks. Generally
their rates are competitive with one another. You can get a better rate with travelers checks than bank notes although they charge 23 baht in handling fees and stamps for each travelers check. Try to bring large travelers checks. If you bring bank notes, try to bring newer notes. This is especially true of the new US banknote designs. US dollar bank notes and travelers checks are the most widely accepted, easiest to exchange and give the best rates. When changing travelers checks you'll need your passport for identification and they will ask you where you are staying. And of course always recount and check to see that you've gotten the full amount.

ATM and credit cards

Using your ATM or Credit card is a convenient way to get Thai currency and can offer you the best exchange rate. With an ATM card or Credit card you should get the inter bank exchange rate. Unfortunately credit card companies will charge you 3-4% on the exchange plus a 2-3% cash advance fee so be cautious. On the other hand ATM transfers usually just incur a small home bank fee and may be your best bet to get Thai money. But double check fees and exchange rates as policies vary considerably from bank to bank. Unfortunately trying to use your ATM or Credit card in a cash machine is a very hit and miss affair. Some machines won't accept your card or the display will be entirely in Thai. Some machines are open 24 hours and some shut down after 10pm. Sometimes machines are out of commission to foreigners for a day or two because the overseas link is down.

Cirrus and Plus seem widely accepted, but some machines have the symbol but won't take your card. Realize too that Thai ATMs don't have any letters on the buttons so memorize your NUMERIC pin code. There have been reports that some Thai ATMs only take a 4 digit PIN and you should change yours to 4 digits. Then again, some say to just enter your first 4 digits.
Just in case, bring cash and travelers checks as backup.


FROM : http://www.thaivisa.com/thailand_banking.0.html

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How should I bring money to Thailand ? Which currency is best to bring ? Should I get some baht before I enter Thailand ?

READ MORE : http://www.into-asia.com/thailand/faq/money.php

Answer 5

atm is the best way to go. no fees and taxes for money exchange and you get a better rates of return. I live here and use a atm. I try always to use my atm at an open bank so if you have a problem the bank is open and can assist you if your card is eaten by those damn machines (this has never happened to me).

Answer 6

Cash and ATMs

If you are British open a Nationwide account. They do not charge anything for withdrawl from ATM machines and they give a good exchange rate. You can also use their credit card and they do not charge any extra for use abroad.

I live there and know lots of other British guys who pay lots to get their money our of UK banks there.

I do not work for Nationwide, but it is great if you travel broard.

Answer 7

I incorrectly assumed that it will be unsafe to use credit cards or ATM cards. I ended up taking large amounts of cash.

Cans was a convenient and easy way, but most of my travle companions used cards without any problems.

Answer 8

Rather than using an A.T.M.
Why not try to becoming an A.T.M. machine
Hang around Nana plaza and find a girl with a
hard luck story. Give her money with the promise that she will
quit the scene.

Answer 9

Using the local ATM's is the most convenient way, provided your bank doesn't rape you with foreign exchange charges and fees.

Answer 10

all three options is good.
I been in Bkok many time, I carry cash because it easier to buy and buy if buying from the road side stall.