My car have some scar cause i used the differenet cloth to wash my car? If I calm the insurance for fixing that, will that affect my cost of auto insurance(this is not occured by car accident) And also what is deductible means?
2006-11-20 08:46:19 · 3 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Even if you have full coverage - collision and comprehensive - your insurance won't cover damage you did to your car.
Deductibles are the amount you agree to pay towards the repair of your vehicle.
Collision is when you are involved in an auto accident. For example, if your deductible is $500 and the damage to your car is $1000, you would pay your deductible and the insurance company would pay the rest.
Comprehensive is used when your car is either stolen or damaged by some kind of disaster, like hail or flooding, or if your car is stolen, etc. Same thing as the collision - you pay the deductible, and the insurance company pays what's left.
Hope that helped, sorry about your car. :)
2006-11-20 10:47:29 · answer #1 · answered by andrea 2 · 0⤊ 0⤋
If you try to make a claim because you used the wrong cloth to wash your car, you will be laughed out of the office. Insurance is to cover damage you do to real property, like crashing into another car, or running your own car into a tree. Deductible means just that. If you have $500 deductible and your damages are $800, you pay the first $500 and they give you $300.
2006-11-20 16:51:14 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
YOU CAN'T...
DEDUCT IS FOR AUTO ACCIDENT ECT.
YOU DON'T HAVE A CLAIM AND YOU DON'T WANT ONE..
INSURANCE RATES WILL GO UP..
2006-11-20 16:48:33 · answer #3 · answered by cork 7 · 0⤊ 0⤋