The money required is £9000. I am having a 3 month old £100 cheque guaranttee Current a/c in Hallifax bank in London. My Yearly salary is £12000. I am ready to pay £180 per month due upto 20 yrs. or more. can someone help me to get this loan from any bank or financial institution ?
2006-11-20 04:14:08 · 7 answers · asked by jerome j 1 in Business & Finance ➔ Credit
Are your figures correct £9000 load for a single holiday? On a yearly salary of £12000?
unsecured loan on top of it? Are you BARKING MAD?
One top of it the loan person at any bank would not approve the loan, short of having real property up for collateral. If you find one who will approve, then you have found a bank employee that is BARKING, HOWLING MAD and soon to be unemployed.
Reasonably well off people could get that kind of loan, but why would they? I would not want to have that kind of money owed on a new car.
Dear heavens, I worked at the same job as you between uni enrollments, it paid immediate bills. Beyond that my own Gram probably wouldn't have loaned me more than a few quid. I wouldn't have had the never to ask anyway.
2006-11-20 04:46:03 · answer #1 · answered by Charles-CeeJay_UK_ USA/CheekyLad 7 · 0⤊ 0⤋
The only way that you will get such a loan is to go to one of the unapproved institutes. The interest will be extremely high and on your salary you could never pay it back.
My advice is to do without this somewhat expensive holiday and rest easy. With your salary even a loan shark would be careful about you.
2006-11-20 04:25:35 · answer #2 · answered by Anonymous · 0⤊ 0⤋
my earnings are over 2.4M and i don't spend 9K on a holiday.
Nice to know you've got your priorities right !
Try supermarkets. Personal loans from banks tend to be up to 5 years, or 10 years if its for home improvement.
....and what are you going to do next christmas holidays, because you'll still have 19 years to pay off the first one.
The words "debt", "spiralling" and "bankrupt" spring to mind.
2006-11-20 04:26:57 · answer #3 · answered by Michael H 7 · 0⤊ 0⤋
hi
2006-11-20 04:37:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
I would strongly advice you not to take out such a huge loan especially for christmas.
2006-11-20 04:17:47 · answer #5 · answered by Ollie 7 · 0⤊ 0⤋
I suggest that you approach your own bank (Halifax) first - they can evalue your credit worthiness if that is where your salary is sent to.
2006-11-20 04:17:27 · answer #6 · answered by Robert W 5 · 0⤊ 0⤋
Please, I ask you not to do this. Don't borrow money for the Christmas holidays. it's not what Christmas is about. Money lenders are wicked and they prey on the vulnerable ( which you are)
2006-11-20 04:28:23 · answer #7 · answered by Not Ecky Boy 6 · 0⤊ 0⤋
Apply online at www.surefirefinance.co.uk
2006-11-20 20:35:17 · answer #8 · answered by Anonymous · 0⤊ 0⤋