2006-11-19 15:41:05 · 7 answers · asked by jazzy 1 in Business & Finance ➔ Personal Finance
we were all set to sighn on a home loan and the bank called my present landlord to verfy that i do indeed live there and pay what i said i payed and the landlord told the bank that my payments are awalys late and outher things that were not true and due to what the landlord said the bank denyed my loan what can i do???
2006-11-19 15:47:31 · update #1
we were also 100% per-approved
2006-11-19 16:13:40 · update #2
If you have documentation to disprove your landlord, get it together and submit it to the bank. They will reconsider. Now, just so you know, you are not 100% approved until your loan closes and the bank funds the loan. If the bank finds out anything negative during your process, they can always cancel loan. Even after you get the loan, if they find out that you provided wrong information, they can call the loan due and then your would have to refinance. You need to read your disclosures.
2006-11-19 18:20:15 · answer #1 · answered by elenanita 3 · 0⤊ 0⤋
Now, come on. Are those things the landlord said really lies? Or are you just P.O.'d because you got nailed?
Why would the landlord say such things if they weren't true? Obviously, in this day and age, he could get the pants sued off of him if he said that and it was not true.
But, if the landlord DID lie, then find a good lawyer and take him to court!
2006-11-19 23:52:35 · answer #2 · answered by Anonymous · 1⤊ 0⤋
You can produce evidence that the landlord is lying. Get copies of your canceled checks payable to your landlord. This will prove to the bank that your payments were deducted from your account in a timely manner.
2006-11-19 23:50:03 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Contact an attorney. You may have a claim for any loss due to impingement of character and defamation. Also don't use the landlord as a reference. Use your cancelled checks.
2006-11-20 08:18:22 · answer #4 · answered by waggy_33 6 · 0⤊ 0⤋
hi
2006-11-19 23:45:43 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Maybe if your records can show that you were not late the bank will reconsider.
2006-11-19 23:49:10 · answer #6 · answered by pinniethewooh 6 · 0⤊ 0⤋
Just go to another place and try for another loan.
2006-11-24 20:10:50 · answer #7 · answered by George K 6 · 0⤊ 0⤋
GO get loan from another place. nOT mentioning your first problem.
2006-11-19 23:43:06 · answer #8 · answered by madi 1 · 0⤊ 0⤋