If you pass away and have no money, who has to pay?

Question

My mother in law is very sick and isn't doing well. She has no money, and we have barely enough to survive. When she passes, who has to pay for her burial. If it is us, we can't afford it, and our credit is poor, due to my poor health, so we can't loan out any money. Does anyone know an answer or suggestion for help? Thanks

Answer 1

The next of kin usually has to pay...........I would talk to a mortuary (funeral home) and talk to them about payment plans, and inexpensive means of burial or cremation. As for a ceremony, there is nothing in the rule books that say you can't have it at home. I would ask the funeral director first and find out for sure....good luck

Answer 2

Most funeral homes will only charge 1/2-1/3 of the price if the deceased did not have any insurance to help pay for the expenses. When my brother passed away last year, he did not have any insurance or money. The funeral director asked me about his insurance or how I would be paying. I told him that my brother had no insurance or money, so I would have to pay for it out of my pocket. The price went down to a 3rd of what I had alread been quoted and he said that they can use it as a write off when they only charge cost and make no profit to help out families in their time of need.

Answer 3

Social Security pays a death benefit of two hundred fifty-five (255.00) dollars. If there's not enough money, whoever your county coroner selects, will probably dispose of her remains the cheapest way available. Try getting a term life insurance policy. Sometimes there are offers out there where health questionnaires do not enter into the application process. Make sure that the "waiting period" for the policy to pay out upon death of the insured (calculated in months after you purchase it), is not too long.

Answer 4

Most county governments have programs for indigent burials. Call your local government office to see if your Mother in law qualifies.

Direct cremation is also available and that service is usually less than 1000.00

Remember, you don't have to bury the ashes.

Answer 5

There are some crematoriums who make arrangements with the family of the deceased to pay in installments. I would begin checking around now.

Otherwise, I don't think you really want to know what happens to the indigent. What I've heard isn't nice or pretty.

The truth, though, is that once we are done with our bodies, it doesn't matter what happens to them, hon. If you love her, you will love her memory and what she was to you and her family. That is the only thing that will remain, and the only thing that is important.

Answer 6

provided which you are the executor of the will. whilst my mom died i become the executor so this become my interest. previous to that I had finished skill of lawyer over her sources. yet on the 2d of her death, a skill of lawyer record ceases and that's the place the executor of the will has to take over. I had to try this for the two my mothers and fathers. additionally a word to the warning. do no longer spend it unwisely considering which you nevertheless are required to report an exceedingly final accounting with the community, state and federal governments. thankfully you're able to do all of those at one time on the community point in case you have the main dazzling documentation. Herb

Answer 7

Your mother would be buried in a "potters field" or cremated as an indigent by the state/county. You aren't obligated to pay for any of her debts or expenses.

Answer 8

You can try to sell anything she owns (house, furniture, car, etc.) to raise some money.