2006-11-17 09:32:43 · 6 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Oh my goodness! I have answered this question I think about 25 times this month alone! Insurance follows vehicles, not people. If the car you drive is insured, and you have the owner's permssion, then you are covered under the policy. If you live in the household with your parents you are automatically considered an insured. There are sometimes exceptions, but that's how it works generally and that's everywhere. If your parents added an endorsement to their policy excluding coverage for you, then in that situation, you would not be covered and the damages to their vehicle would not be covered.
2006-11-17 14:20:04 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
The coverage follows the motorcar, not the motive force, so in case you've been to be pulled over, the police might want to favor an coverage card that matched the motorcar. once you've a learner's let, you do not modern-day a separate probability. best to call the coverage company you're with, yet I have by no potential encountered one which calls for a accepted motive force to be rated on the coverage. once you've a license, you want to be extra and rated on the coverage. as far because the police care, as long as there is coverage on the motorcar, anybody who takes position to be driving it (except a automobile thief, of route) might want to be legally insured.
2016-11-29 05:47:52 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No. Anybody that lives in your parents house
must be named on their policy to be covered.
NOTE: this varies from state to state. The advice from somebody in the southeast is obviously meaningless in Nevada. Call your insurance company and ask them.
2006-11-17 11:09:05 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I lived in NV and had to drive my co-worker's car to work for him. (He had a DUI and couldn't drive on his carpool days). His insurance company said it was the car that was insured so he didn't have to add me to his policy. That was over 10 years ago though so it could have changed by now.
2006-11-17 10:09:05 · answer #4 · answered by B 4 · 1⤊ 0⤋
Yes, with their permission, however they should add you to the policy to be completely safe. Remember, insurance follows the car, not the driver.
2006-11-17 09:53:47 · answer #5 · answered by oklatom 7 · 2⤊ 1⤋
Don't know about Nevada but they can in Georgia.
2006-11-17 09:38:12 · answer #6 · answered by Bella Donna 5 · 1⤊ 0⤋