But I have my own truck that I have insurance on, so if I was driving his car and I had an at fault accident, how would it be covered? Is it all good? Let me know.
2006-11-17 05:08:32 · 11 answers · asked by boohamjad 1 in Cars & Transportation ➔ Insurance & Registration
It is fine, it is not illegal at all. The insurance company may cancel your brother but they will cover the accident. If you are driving his car and get in an accident you have to tell the insurance company that the only reason you were driving it was b/c your truck was in the shop for a couple of days. If they think that you were using his car as your main vehicle while he was away they will definitely cancel him. Since you have a truck w/ insurance that shouldn't be a problem, unless you cancel your insurance/tags until he gets back.
2006-11-17 05:25:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Probably not. First of all, insurance follows vehicles. However, if you are not the actual insured on your brother's auto policy and you don't live with him you need his permission to drive to be covered. How is the insurance company going to verify that you had insurance if they need to confirm it? I would imagine your brother is not easy to reach.
Your insurance only kicks in if there is no insurance on the vehicle you were driving or they would be excess if the amount of insurance on the car were not enough. In general under auto policies the persons insured are you (in this case your brother), the spouse, resident relatives of the household, and permissive users. If you don't meet any of those descriptions then you're not covered if you have an accident.
2006-11-17 09:04:53 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
Well,
I can tell you from experience from a person that accidental hit me while driving her dads car, while he was away. Unless your name is on his insurance policy or the car is on your insurance policy, it becomes not only a risk but actually can be illegal.
Does your insurance have a provision that lets you get coverage no matter what car you are driving? I used to have this coverage a long time ago but unfortunately my insurance company no longer offers this kind of coverage.
In the case of the person that accidental hit me while driving her dads car. She got a ticket and lost her license. I also know that she had to provide DMV a SR22 paper.
My advice is to not take the chance. It isn't worth the trouble. Have a great day.
2006-11-17 05:16:07 · answer #3 · answered by dbowers200 1 · 0⤊ 1⤋
It is ok for you to drive your Brother's car as long as the car it's self has insurance. The insurance doesn't have to be in your name. If you were to get in a wreck (God forbid) you would be covered by his insurance.
2006-11-17 05:14:23 · answer #4 · answered by mr_sweetnez 1 · 0⤊ 0⤋
You probably WON'T be covered by his insurance. Call his insurance company and ask instead of asking a bunch of know-nothings here.
2006-11-17 05:32:03 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Insurance follows the vehicle, not the driver. As long as you are driving with his permission, you are covered.
2006-11-17 06:04:04 · answer #6 · answered by oklatom 7 · 0⤊ 0⤋
AS long as he has given you permission to drive it OCCASIONALLY and you do not share the same residence address you will probably be OK.
** Note: This is a general discussion of the subject matter of your question and not legal advice. Local laws, the language of the policy in question or your particular situation may change the general rules. For a specific answer to your question you should consult legal counsel with whom you can discuss all the facts of your case. **
2006-11-17 07:52:40 · answer #7 · answered by Anonymous · 0⤊ 1⤋
you will could pay them yet at what fee and how plenty will could be desperate between you and the finance employer or in the process the courts. you won't be able to be made to pay what you have no longer have been given. even with the indisputable fact that in case you own any sources or valuables those could nicely be taken and offered to help velocity up the debt fee. My suggestion could be to work out a solicitor who could be waiting to barter with the finance employer for you and study the contract intimately.
2016-10-22 06:23:48 · answer #8 · answered by ? 4 · 0⤊ 0⤋
You need to get his approval because if something happens and he denies that he lended the car to you, you could be charged with theft.
2006-11-17 05:19:45 · answer #9 · answered by tiger 4 · 0⤊ 0⤋
all insurance company's and state laws are different. you need to call his insurance company and ask them.
2006-11-17 10:16:45 · answer #10 · answered by swingersinky1975 1 · 0⤊ 0⤋