Where can I get a credit card if I have poor credit rating.?

Question

I already have a Capital One card - anyone know of another company.

Answer 1

*Capital One Classic Credit Card
This credit card offers the chance to rebuild your credit rating as it is designed especially for those with a bad credit history or whose application for credit has previously been declined.

# Credit limit between £200 and £2,500
# Low monthly payments
# No annual fee

*Vanquis Abacus Visa Credit Card
Vanquis specialises in understanding individual’s circumstances, they’ve already helped over 100,000 people with a poor credit rating. They'll consider you if you are new to credit, have a bad credit history, or have had credit problems or CCJs in the past.

Typical APR 39.9% variable

*Aqua Credit Card
Aqua have helped over 100,000 people including individuals with adverse credit history and people with difficulties proving a regular income such as the self employed, or those that work part-time or are on low incomes.

Answer 2

Try to avoid doing this. There are an awful lot of people in financial difficulties already in this country because of the greed of credit card companies.
If you do take out another card, beware of payment protection insurance. In theory there are cheaper alternatives to what the credit card companies offer. There's a big stink being kicked up about this right now.

Answer 3

My credit wasn't too get either and I am still working on improving it. I had a credit card with first priemer bank they started me off with a small amount then it went up after two years to which I rarely used it only got it to help build my credit.
There are prepaid credit cards that you can purchase at check cashing places for under 10 bucks or search the web for opportunities to rebuild your credit using credit cards all geared toward helping you with money management skills -- which is essential for good credit. - good luck -

Answer 4

Household Credit.

Answer 5

We used to get conventional solicitations from Capital One to open a credit card account. i think of there are nonetheless financial businesses that forged their nets extensive, even with your credit status. They understand they could continuously seem at your application and swap you down in the journey that your credit would not seem good adequate. i've got heard that once people declare financial disaster, credit delivers arrive via the bushel. it particularly is by way of fact they could't declare financial disaster returned for a protracted time, seven years i've got faith that's. the factors used via the three significant credit status agencies for score everybody is very complicated. i've got been analyzing articles on information superhighway information websites approximately this project. the main significant criterion is whether or no longer you pay your expenses on time. yet another significant one is your ratio of debt to obtainable credit. additionally, bills you have had for a protracted time are superb to new bills, distinctly in the event that they have been paid generally. Your rankings can replace. each month you maintain contemporary with your expenses, your low score will upward thrust. If there is something misguided on your rfile, you are able to deliver in documentation that it particularly is incorrect, and regularly the detrimental result on your credit status could nicely be bumped off. backside line, wait until your credit examine comes returned. Then seek for some good suggestion, the two via an information superhighway seek or via talking to somebody at your financial corporation, in the previous commencing any new credit card account.

Answer 6

I wouldnt have thought it mattered,once you get one,you can get more,they will be falling overthemselves to saddle you with debt.
personally I wouldnt,stick to a debit card & live without credit & thus debt free.

Answer 7

Virgin are very tolerant even if you have ccj's and also suprisingly Barclaycard offer a good one too to adverse credit history customers.
Banking wise Natwest are the best as they are very understanding.

Answer 8

I've got a poor credit rating. I get my credit card from stealing them from other people (this also has the benifit that I do not have to worry about repayment or the interest rate)

Answer 9

Orchard, Bank First or 1st Premier.....

http://www.expert-credit-advice.com/credit_card_expert.htm
http://www.goeufora.com/418121496892
http://www.chasefreedomnow.com/?CELL=6F6V&MSC=Z0064112

http://www.ftc.gov/bcp/conline/edcams/credit/coninfo_loans.htm

Answer 10

juniper, but it sounds like you don't need it!