If my roommate moved and debt collectors keep calling for him, can they keep calling after I say he's moved?

Question

I tell the collectors that he doesn't live here anymore, and they tell me that they will call me tomorrow. This has been going on for over a week. Is there any legal action I can take? These people are starting to be rude to me.

Answer 1

Only if you tell them specifically not to call your number. Legally they can only call to find out the contact information of the person they're trying to reach, and nothing else..

Check out the "Fair Debt Collections Practices Act." (FDCPA)

If you feel they are in violation of the guidelines you can contact the FTC, BBB, and your states attorney general's office for complaint.

Oh and next time you get this person on the phone, pretend that you're going to record the conversation....

Say " I want you to know for my records that I will be recording this conversation".... and see the reaction you'll get :-)

Good luck

Answer 2

When you answer the phone first say "hello."

When the caller asks for your roommate, ask who is calling and from what company. They MUST tell you.

Keep a record this information. You will be able to use it against them.

Check out the links that the other people have given. Debtors have rights. Credit collectors must abide by certain rules.

Answer 3

The Consumer's Protection Bureau will take care of those annoying collectors! The LAW - cannot call you after you have informed them! If they persist, ask for their name,the company,the telephone number. Ask the "collection" agency for their Registration numbers - to be a licenced collection company, they must be legally certified,and monitored by the State,Province,and Federal Government. Stand up for your rights and report them, tell them you are reporting them and DO IT. The bottom line, they will LOOSE their licence. Write everything down that you can remember, when they called, what time, what they said to you and GO FOR IT. I dislike these guys so much.PS - everything I have told you I did, and that's how I know.Good Luck, and be more careful who you share your life with...

Answer 4

It is illegal for them to call if you simply tell them that they are required to cease and desist all telephone calls to that number. Some creditors require a written notice before they will comply, but a verbal request is adequate under the law. This is a right granted by the Fair Debt Collection Practices Act (FDCPA).

Answer 5

Debt collectors are not allowed to harass you.

You can document and tape the harassment then sue for up to 1% of the companies net worth.

You must tell them in writing that you do not wish to be contacted by phone.

Answer 6

Notify the caller that the person they are trying to reach no longer lives there and tell them not to call anymore. If they continue to call, speak with a supervisor and tell them to stop calling that the person no longer lives at this address. If the phone is in your name, the call should stop.

Answer 7

No, send them a certified letter explaining that your roommate does not live there and that you do not wish to be contacted any further. They have to stop calling you after that or they can face legal fines.

Answer 8

Next time it happens, ask to speak to the supervisor. Make it very clear to them that they are to stop calling and you have already requested it to stop, and if it continues, you are going to log the date and time of each call and report them for being in violation of the fair debt collection act.

Answer 9

You have already been nice to tell them about moving.The next time they call and ask for this person pretend you are that person and when they ask when you are going to pay them tell them never now beat it or go ahead and try and take me to court,Next they will send certified letter that can not be delivered since person does not live there.F==kem.

Answer 10

Order Caller ID & number block from your telephone provider.