if you were in a car accident and it was not your fault?

Question

and you took your car to get an estimate for repairs and found out that it will take 5 days to get your car fixed are you entitle to more money if you dont have another vehicle. or if you rent a car or something

My car is drivable its just a dent

and also not a hit in run case she hit my parked car

Answer 1

If you are not at fault, talk to the adjuster working your case and tell them you need a rental car. It is the job of the at-fault person's insurance company to provide you with a rental car. You should not have to do this through your own company if you are not at fault.

If this is a hit and run case and you're filing on your own policy for repairs, in most cases, you have to have rental reimbursement coverage, which means you foot the car rental bill initially, then turn in your receipts for reimbursement from your insurance company. If you did not have this coverage at the time of the accident, then you have to pay it out of pocket. (This is usually a coverage that has to be added to a policy, so if you have not purchased it, you are S.O.L) Good luck.

Answer 2

The person at fault has to pay for your replacement transportation. You are entitled to a "like kind" vehicle, meaning that if you have an economy car, you can get an economy car a a rental.

The insurance companies will try to tell you that all you can get is a low price rental, but if you have a mini van, for example, they have to provide you with a comparable vehicle.

Answer 3

This answer has two parts. If there is another person involved here who is at fault, and you are going thru them to pay your damages, they are responsible to pay for reasonable transportation. This is for the down-time of your vehicle only-while it's actually at the shop, or if your car isn't safely driveable, from the time the incident occurred). "Reasonable" is considered a standard four door vehicle, unless you have a specific need for another type. This should come in around $25.00/day. They are not responsible for gas, extra mileage charges, or insurance, as these fees you would pay if you were in your own vehicle. There is also a standard $150.00 or so deposit (refundable), charged by most rental companies that they will not pay for.

If you do not have another party involved here (hit and run), and you are going thru your insurance, you are only able to use coverages afforded to you by your policy. In other words, you need to have rental coverage.

At my company, if the not at fault party asks for a rental, we will offer to cash them out for $25.00/day flat for however many days a damage adjuster says it will take to fix...meaning you get that extra check. Whether or not you actually rent a car is up to you.

Answer 4

Hi, You are definitely entitled to the cost of renting a car. The problem is getting the insurance company to pay for it. Research how much it is going to cost you for a rental and present it to the insurance company. Some will compensate and others won't. Another option is to get a loaner car from the repair shop. Many auto repair shops have loaners if it is going to take days for the work to be completed. Good Luck!

Answer 5

The person at fault is responsible for paying for your rental car. Now don't go renting a Mercedes for a month and think they will pay for it. You are entitled to only reasonable cost which means like a Cavalier.

If they won't pay, you can sue the other party and they will have to pay for it.

Answer 6

My boyfriend was ran over by a tractor trailer a few weeks ago, he is fine, but he is getting money for his old car and for the rental car that he has to use until he can get another car, also lost wages if you have to miss work

Answer 7

whether you get money towards a rental or loss of use depends on your insurance policy - not on whether or not you have another car at your disposal.
With state farm if you have rental coverage they will give you $25 a day toward a rental or $10 a day cash loss of use reimbursement if you don't rent a car.

Answer 8

IF the other partys insurance pays to fix your car, it should pay for a rental while your car is in the shop.

Answer 9

If you have comprehensive cover than your own insuarance company should provide you with a replacement car regardless of whose fault it is.
But if your car is still driveable than you will get a replacement car when your car goes in for repair.
And if your car is not driveable than you should get a car hire.
Its the insuarnce company who decides at to whose fault it is.
If you are not at fault then you get your excess apdi and you do not loose your no claims bonus.
hope it helps.

Answer 10

Depends on your insurance policy. You will have to check your coverage and see if they provide for rentals. If they don't then your insurance agent can check with the other carrier for you and see if they will cover a rental (but don't hold your breath).