I've heard that we can do this once a year but am not sure how to go about it.
2006-11-16 04:53:04 · 6 answers · asked by Laura Renee 6 in Business & Finance ➔ Credit
Go to http://www.annualcreditreport.com
If you go to any other ones, you're going to get lumped into a subscription service. The link above is to the actual government sponsored program.
2006-11-16 04:55:08 · answer #1 · answered by Emily D 3 · 0⤊ 0⤋
You can receive a free credit report whenever you are declined credit by a lender. Include the letter from the lender with your request to the credit bureau. The mailing address for the three major credit reporting agencies; Experian, Trans Union and Equifax can be found on our site. You can also receive a complimentary credit report from https://www.annualcreditreport.com/cra/index.jsp . I subscribe to a credit monitoring service, they offer a free credit report as well. I get an updated credit report whenever there is a change to my credit report. It makes identity theft much harder for the bad guys. It has saved me money as well on a home refinance. Check our site for free credit report tips:
2006-11-16 06:34:07 · answer #2 · answered by Drew E 1 · 0⤊ 0⤋
You'd have to go in person to your local Retail Merchants Association and make sure you bring some ID. It's not a good idea to do this online because of the high risk of identity theft.
2006-11-16 04:58:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
freecreditreport.com
And yes you get put into a subscription service....But it only emails you to tell you when you can pull another credit report.
Or at least that is what I have noticed
2006-11-16 05:24:24 · answer #4 · answered by so3503 2 · 0⤊ 0⤋
I used the website listed below. It was pretty easy as long as you have all of your info.
2006-11-16 04:56:15 · answer #5 · answered by koral2800 4 · 0⤊ 0⤋
Go to https://www.annualcreditreport.com and follow the easy step-by-step instructions.
2006-11-16 04:58:24 · answer #6 · answered by C from USA 1 · 0⤊ 0⤋