2006-11-16 04:06:37 · 12 answers · asked by 0+2 1 in Society & Culture ➔ Religion & Spirituality
LOL.
Good one, Sir.
I think this has it's roots in the Pax Romana, where they excluded any natural calamities and events under the clause of force majeure or "an Act of God" as being valid for the non-fulfillment of a Contract.
Have a nice day.
2006-11-16 04:15:31 · answer #1 · answered by Daimyo 5 · 0⤊ 0⤋
It is a cheap way out for them. Remember the love of money being root of all evil...
My family had some friends years ago that had a tree fall on their house..the insurance company called it an "act of God" and declined payment for damages. The family was devistated financially because of it. Had the tree fallen during a storm, it would have been covered; but since the tree just fell over they called it "an act of God".
If a tree falls on a house and nobody hears it, is there still insurance coverage?
2006-11-16 12:16:30 · answer #2 · answered by Kenneth 4 · 0⤊ 0⤋
Insurance companies are in the business of managing risk. Certain hazards come with certain predictable risks and calculations can be made to determine how much exposure the company has to particular things.
However, certain events, say a meteor landing on your house, is so rare unpredictable that its likelihood is considered to be unforeseen and thus not covered by the risk equations. Such events therefore fall outside of the coverage parameters of the policies. And because it is impossible to enumerate each and every of these events, they are listed in the exclusions as 'acts of God'.
2006-11-16 12:14:39 · answer #3 · answered by mzJakes 7 · 0⤊ 0⤋
I don't know, but did you know that at one point the church thought that anyone who took out insurance was blaspheming, because you should accept what God handed out to you, and to insure was to doubt the will of God.
Perhaps it's the insurance companies getting their own back for the lost revenue.
2006-11-16 12:09:37 · answer #4 · answered by SaltWater 3 · 1⤊ 0⤋
Acts of God include (but are not limited to): Volcanos, earthquakes, hurricanes (bad weather in general) and plagues.
Mostly because these are HUUUGE things to cover and everyone is out to make money.
2006-11-16 12:09:44 · answer #5 · answered by tichothewolf 2 · 0⤊ 0⤋
Because then they have to prove that God exists and can be held accountable for what happened.
Whereas 'Acts of Nature' can be covered because Nature does exist.
2006-11-16 12:10:44 · answer #6 · answered by Stephen 6 · 0⤊ 0⤋
Have you ever tried to sue God for damages. I think that somebody should. That would define whether God is real or not and if he should be noted as trustworthy on the money.
2006-11-16 12:16:15 · answer #7 · answered by Barabas 5 · 0⤊ 0⤋
lol thats a good question and heres why most insurance agencies dont believe god would destroy anything of yours.
2006-11-16 12:10:14 · answer #8 · answered by Guardian Knight777 3 · 0⤊ 0⤋
They do its called act of nature, like those two deer i hit within two minutes of each other! Those darn things are annoying!
2006-11-16 12:08:23 · answer #9 · answered by daisy322_98 5 · 2⤊ 0⤋
So they dont have to fork out the cash!
2006-11-16 12:09:10 · answer #10 · answered by Claire O 5 · 1⤊ 0⤋