I recently got my license,better late than never.I have a 7 yr old child.And am trying to find out if there is any kind of help for getting a car?I'm not looking for new,just something to get me from point a to point b. I make very little money right now and need a vehical to get a job so I can take care of my child.I was refered to a program,but they only help people who are on cash assistance. I can't get a loan because of past credit problems.If anyone knows of any kind of help of dealers who can help with low income people with bad credit please let me know,I am trying to get my life back on track.
2006-11-15 11:54:32 · 7 answers · asked by wondering 2 in Cars & Transportation ➔ Buying & Selling
With no money and no job, and bad credit to boot, it is doubtful that anyone will finance you. Get a job, save your money, and then think about getting a car!!
2006-11-15 12:53:40 · answer #1 · answered by fire4511 7 · 0⤊ 0⤋
Hi Wondering,
Depending on where you live, what your situation is and other particulars, there may be help.
There is a program called "Ride To Work" which assist low income, poor families and families with credit histories small interest loans for car repairs, small car loans and other financial situations.
I'm sure there are some pre-qualifications but it's certainly worth a try.
The web site is listed below.
If approved, either visit our web site for tips and buying advice or contact me direct and I'll be glad to offer some free information that will help protect you from buying a lemon.
Jerry Christopher
http://www.usedcarwise.com
ps. Would you please keep me informed if this works ( or doesn't work) for you. I'd like to mention this program in one of my newsletters and your situation would help.
2006-11-15 12:41:29 · answer #2 · answered by usedcarwise 4 · 0⤊ 1⤋
i hate to tell you but you're going to have a hard time getting a car with bad credit and no money. you might try some of the used car lots and see if they will sell you a car and finance it for you . they gonna want a weekly payment and its gonna be high.
2006-11-15 12:07:06 · answer #3 · answered by roy40372 6 · 0⤊ 0⤋
try finding a mom and pop dealership that does their own fiancing... they normally work with ppl with past credit problems
your interest rate will be high.. but it will help reestablish your credit and get you in a car... you will need a downpayment of about 500.00
or try BARNONE.COM they will help you find a dealer that will find you fiancancing.
2006-11-15 16:45:33 · answer #4 · answered by Cyndi s 2 · 0⤊ 1⤋
1-800-BAR-NONE.
Supposedly, they don't deny anybody. I have no idea what the terms are though. I imagine they charge a hefty interest rate.
2006-11-15 12:02:10 · answer #5 · answered by Uncle Pennybags 7 · 0⤊ 0⤋
Well dear if you are in usa.. i would suggest visit more then four five auto landers and compare there prices.... try this one and calculate the loan rate and TNC .. http://www.carsloan.info
2006-11-16 05:49:09 · answer #6 · answered by faithful_raj 3 · 0⤊ 1⤋
There is always DADDY!
2006-11-15 11:57:19 · answer #7 · answered by whtsthislif4 5 · 0⤊ 0⤋