I don't want to take out a payday loan. I was wondering if there were any credit card companies that extended emergency loans (not line increases) that were instantly available as a line of credit. Does anyone know of one?
2006-11-15 11:20:09 · 8 answers · asked by tru_story 1 in Business & Finance ➔ Credit
Yes.
If you have been paying the account on time for over 6 months and "more than the minimum" they will usually approve a credit line increase. Many banks have a 6 month rotation where you become eligible for line increases and in many cases you would need to ask for it. This may mean a credit check just to make sure no lates are reporting on any other accounts.
I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
2006-11-15 11:50:22 · answer #1 · answered by Anonymous · 0⤊ 0⤋
No, but that sounds like nothing but trouble. The interest on something like that is probably astronomical! What about just going to your bank or credit union for a signature loan? The rates would be a lot better.
2006-11-15 11:21:40 · answer #2 · answered by UNI Panther 3 · 1⤊ 0⤋
Call your credit card company and ask them over the phone they may increase your limit if you ask. Those vultures are happy to get you to dig the hole a little deeper.
2006-11-15 11:22:22 · answer #3 · answered by dudeman 4 · 0⤊ 0⤋
most cards co. will increase the charge amount if you have a good payment record just call them and ask. If you are getting in to deep at some point you got to face reality
2006-11-15 11:34:33 · answer #4 · answered by moonwalker 3 · 0⤊ 0⤋
www.lowermybills.com should have some good credit cards to choose from and compare!
www.orchardbank.com STAY AWAY FROM THEM. They are nothing but fee vultures!!!!
They keep showing the ad up in the Q&A Listing.
2006-11-15 11:38:56 · answer #5 · answered by Anonymous · 0⤊ 1⤋
you may ask the mastercard business corporation for an greater shrink - they might or might desire to no longer say confident. they're probably greater probably to enhance it in case you have been utilizing it, and making your cash oftentimes. in the event that they enhance it rapidly, which they might, it would no longer incredibly be as in many circumstances as each and every 3 months.
2016-10-04 00:23:48 · answer #6 · answered by ? 4 · 0⤊ 0⤋
just sell something or go to the pawn shop and put something on consignment
2006-11-15 11:21:47 · answer #7 · answered by Anonymous · 0⤊ 0⤋
you have to have an increase approved
2006-11-15 11:32:10 · answer #8 · answered by Anonymous · 0⤊ 0⤋