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2006-11-15 09:51:48 · 7 answers · asked by john 1 in Health Dental

7 answers

Since all insurance companies offer a wide variety of plans, it is not really possible to answer this question. MetLife is a bit easier to deal with from our end, though. Just a bit, though.

2006-11-15 15:09:24 · answer #1 · answered by Picture Taker 7 · 1 0

Do not blame MetLife if your insurance coverage stinks - blame the employer who picked the benefit level. MetLife offers many different plans, some which have an orthodontic benefit. If you have ortho, it will cover Invisalign exactly the same way it would cover regular metal braces. When your employer buys benefits for employees, they pick and choose from a variety of options - prescription drugs, preventative care, deductibles, etc. The more they pay, the more coverage you get. It's not really the insurance company's decision, although some of them are easier to work with, from the provider's perspective.

2016-03-19 08:54:47 · answer #2 · answered by Anonymous · 0 0

I think Delta Dental id the best. Metlife is 2nd and Aetna is last. If you have a choice you should choose PPO plans or traditional. HMO plans are not really a good way to go because your out of pocket is expense is usually greater.

2006-11-15 11:43:28 · answer #3 · answered by justmmez 3 · 0 0

Most plans cover 100% pf preventative care (like teeth cleaning and x-rays) and 60-80% of required care (like fillings) and only 50-60% of speciality items, like crowns, dentures or bridges.
Chose the plan that has the most maximum coverage (most range from an annual maximum of $1500-2000 per year) and covers the most for each service. Make sure you go to a dentist on their list, or you will end up paying more. And if you think 1500 or 2000 is a lot of money to spend in a year, one root canal and crown on a molar can set you back $1200 for the crown alone, plus $500-800 for the root canal. Blam! There goes your annual budget!. If you haven't been to the dentist in a while, and your company offers a health care spending account, enroll in that to help offset your uncovered costs. These accounts are usually pre-tax, so they save you alot of money every April 15th when you are looking at your overall income. Check with your human resources benefit department for further information.

2006-11-15 10:01:58 · answer #4 · answered by phantomlimb7 6 · 0 0

Which is a better fruit? Apples or oranges?

There is no way to answer your question. Both companies offer a wide variety of plans and it all depends on what your employer picks off a menu offered by an insurance broker.

Look for annual maximums, co-pays, dentists near you who are part of the network, etc.

Hopefully, you already have a dentist you like and trust. It's a bad idea to change dentists based entirely on your insurance plan.

2006-11-15 16:18:18 · answer #5 · answered by emmalue 5 · 0 0

hell, best thing i see bout this heavy decision is HEY your getting a dental plan!!! We got one too...plan on alot of pain cause ...string, a door , and door knob IS the plan .....lol sry had to do it. ok i had metlife and never used it ,but co-workers all liked it.over whatever the other was then im sure this was of no help but good luck in your choice ,alot of us are without these things ...so keep it in mind , keep it real bro c ya

2006-11-15 10:05:09 · answer #6 · answered by Anonymous · 0 0

I have no clue. I can tell you that if you live off SS you have nothing unless you purchase . Just asking is that eatna really aetna? Don't forget Spell Check.

2006-11-15 10:14:53 · answer #7 · answered by LucySD 7 · 0 0

i use this, is veru good https://andyabner.my4life.com/products/ProductDetail.aspx?id1=1&id2=149

2006-11-15 10:31:38 · answer #8 · answered by Andy Abner Rivera 2 · 0 0

i don't know, but it is spelled aetna.

2006-11-15 09:52:49 · answer #9 · answered by Nova J 3 · 0 1

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