a woman hit my parked vehicle?

Question

i was parked in front of a restaurant getting a to -go order because the restaurant parking lot was full and i came out and a man told me that this woman hit my car (92 buick lesbare). She stayed in place while i call the police when he arrived we exchanged insurance information which i have liability i dont know what she has but the police told us he could give us a police report because it was on private property which was at the restaurant. So i know she gonna have to pay for me a door panel but how do i get the money and pocket it instead of getting it fix because its an older model vehicle even if i did had it fixed it would have to get painted and that would look old for my car. So i would rather pocket the money so how do i just get her insurance agency to cut me a check

The dent was minor but noticable. I dont consider this as fraud because if i go to sell the car they are going to want me to take some money off the car because of the dent.And i more than likely it probably dont need to be painted i dont thinks its that bad but i do have a dent my door. How the flick do you hit a parked car?

Answer 1

First thing you need to do, is look on the police report for her policy number and insurance company. (some states list an insurance code inplace of the name). Contact her insurance carrier and open up a property damage claim for you. They will ask you basic questions about the accident and your information. Once they've taken all the information, they will give you a claim no., adjuster's name and phone number. They will also tell you someone will contact you from their insurance company within 48 hours. Once they contact you, they will set up an inspection and send an appraiser out to see your car. That appraiser will then write a report of the damages and whatever he says goes. No matter what other estimate you have. Unless they tell you to get an estimate and forward it, you will have to wait for their appraiser. Based on the report he makes, you will get that amount. The insurance company will send you a check for that amount and you can do whatever you want with it.

A suggestion....don't tell them you want to pocket the money.

Answer 2

Actually, as a third party, you do not have to get your car fixed, and can get a check payable to you. The only person that the insurance company is required to make sure gets the car fixed is their insured(when he has a lien holder). Issues about this could vary by state, but they only have to pay for the repairs. You may butt up against a stubborn carrier who insists on making the check co-payable to you and the shop. Be ready for that.

Answer 3

Some insurance companies will send the check directly to the body shop, some directly to the customer (you). Your best bet is to contact her insurance company and request that the check be sent to you. The reason you give them is not that you don't want to fix the car (if you tell them that, they can argue that they shouldn't have to pay you since you aren't fixing it), but that you don't know when you would be able to let go of the car long enough to get it fixed.

Answer 4

*sigh* I don't know what some of you are smoking.
No, you don't need to get three estimates.
No, you don't need to contact her insurance.
No, they don't make out the check to the body shop.
No, it's not fraud to be compensated for your loss.
No, you don't have to have it fixed.
Get an estimate from any body shop. If you think it's a reasonable amount, send her a bill for that amount. She should then pay you and ask her insurance for reimbursement. You can do whatever you please with the money, but her insurance can ask you to sign off on it, and if they do you should.

Answer 5

You need to go to a body shop and get a quote for the damages for your car (even if you are not goin to get it fixed). Then you need to call up the insurance company and send the quote to them. They should give you a check for the money owed to you without any questions of if you are really going to put the money towards that car. --Good Luck!

Answer 6

Contact her insurance company claims representative and report the accident. Get three estimates and wait for the check. Whether or not you fix the damage is up to you.

Answer 7

this is the extra serious deal each physique could make! at first, she's breaking the regulation via using without insurance, additionally, is her automobile even registered? think of approximately it - you won't be able to have one without the different so as to stress legally. Secondly - she's no longer likely to pay you all of the bills to you for hitting your automobile. she will make the 1st 2 money and then disappear. the splendid so you might do is to document this twist of destiny with your insurance employer as nicely by way of fact the Police. yet once you nonetheless have faith in her that she would be able to make money to you, when you have filed the twist of destiny with your insurance employer, tell her you have held off submitting the twist of destiny with the Police by way of deal you have made together with her. IF SHE FAILS to pay you all your money - THEN pass and document the rfile with the Police. (whats up, you have have been given to have a 2d leg to stand on and/or you have have been given to hold something over her head so as to motivate her to pay you all it particularly is due). And please do no longer overlook to jot down down her drivers license quantity (and ensure the image suits her face) IF she has one, the registration quantity plate of her automobile and get her actual homestead handle. a great form of success to you and need you're able to be able to get all your money! notice: A notarized rfile will are available in obtainable if and once you're able to take her to small claims court docket.

Answer 8

yeah really what he said you just go threw the insurance and you spend it on what ever but they are just going to give you the amount of the damge of the car but they don't ask you what you going to do with it but if you missed more work cause of this accedent you can get more money

Answer 9

They will cut the check and it will be made payable to the body shop...not to you. What you are trying to do is insurance fraud and it is illegal.

Answer 10

Couldn't this be considered to be fraud?