2006-11-13 17:06:01 · 4 answers · asked by bob 1 in Business & Finance ➔ Insurance
Yes.
2006-11-14 01:48:34 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
It all depends on your health plan. Many plans have "member doctors" and "non member doctors." In those cases, if you go to member doctors, all you pay is co-pay even before the deductibles are met. If you go to non member doctors, you have to meet the deductibles first which you will pay the full bill yourself, then after you meet the deductibles, you pay the full-amount first, then you get re-reimbursed for 80% (or whatever the plan pays) of the usual and customary fees. (not necessary what you paid)
You really have to read the plan document of your health plan to know exactly what you are required to pay.
2006-11-14 01:16:24 · answer #2 · answered by tkquestion 7 · 0⤊ 0⤋
The answer is no, though many doctors will try to get the whole amount from you.
If you are using a doctor who has a contract with your insurance, they must write off an amount toward their contract. Anything left over after the contract "write off" is "allowable" for payment. The "allowable" is what the insurance would pay and thus goes toward your deductible.
2006-11-14 11:55:33 · answer #3 · answered by NyteShayde 2 · 0⤊ 0⤋
yes, unless you have a doctor's office co-pay benefit.
2006-11-16 08:59:03 · answer #4 · answered by nurse ratchet 6 · 0⤊ 0⤋