What legal responsibility do I, as the grandson, have towards her bills? She did not have a will, lived on social security in a HUD apartment and had no life insurance outside of what covered her funeral. (there was nothing left over and my Aunt, my Cousin and myself had to pay a total of 2600.00 out of our pockets for the balalnce).
2006-11-13 11:26:40 · 24 answers · asked by Anonymous in Business & Finance ➔ Insurance
I am sorry for your loss and my condolences to you and your family.As long as you or any family member has not co-signed on any of her debts the creditors will have to just eat that debt, as far as their constant harrasment you may want to provide them with a copy of the death certificate or mark the correspondence deceased return to sender and that may get most of them off your back .
2006-11-14 12:19:34 · answer #1 · answered by Tunka 2 · 0⤊ 0⤋
As each bill arrives, contact the billing company and explain what you've just said above. They have internal ways of verifying that no estate exists and will save everybody's money by writing off the balances that insurance won't pay and close their books.
Relatives are not liable unless they inherited something of value that could in turn be used to pay the debt. Once they verify that no estate existed, they write the debt off their books.
2006-11-13 11:37:42 · answer #2 · answered by J Somethingorother 6 · 0⤊ 0⤋
When my husband passed away he had bills from before we were married. That meant I was not legally responsible for them. All you have to do is send these creditors a copy of the death certificate. Unless she had an executor of estate they can not come after anyone in the family for the money.
2006-11-13 11:36:05 · answer #3 · answered by miamac49616 4 · 0⤊ 0⤋
Unless there are some assets, any of you would be fool of the year to quality as personal representative, executor, executrix.
Do not file anything, pretend you never knew her. The creditors will come if you look like you might collect something and pay the debts. Aunts and Cousins tend not to be interested in zero balances, so you need to bail out, before you get played for a fool.
Put the court on notice, it goes something like this in a small newspaper ad, "I, named so and so, am only responsible for debts of my own."
2006-11-13 12:27:00 · answer #4 · answered by The Advocate 4 · 0⤊ 3⤋
You have no responsibility for her bills other that to be sure her executor pays with her assets. If she was broke, the creditor should get a note or a copy of death certificate.
2006-11-13 11:34:46 · answer #5 · answered by Anonymous · 0⤊ 0⤋
You are not responsible in any way for your grandmothers bills and don't let them try to tell you that you are. Just explain to them what happened and there is NO money. They just write it off. Don't worry about it. When my Parents passed away they had many bills and no money, me and my sibblings were not responsible for their debt in any way. Some comps. may call several times but just keep telling them and eventually they will stop.
2006-11-13 12:28:04 · answer #6 · answered by luckylindy0 4 · 0⤊ 0⤋
There isn't a legal obligation, it's just a matter if you want tp preserve her name. Most Grandmas felt their credit and name were important. Also, Depends on the kind of debt. For instance if it was your spouse and you knew that you had benefited from the charges on a credit card(like going out to dinner). Just contact the companies and let them know she is deceased. Another option is to send the mail back and mark on it return to sender deceased.
2006-11-13 11:32:34 · answer #7 · answered by justcurious 5 · 1⤊ 0⤋
Your not responsible for her bills. When my dad died I thought the same thing but I found out your not responsible for any bills that they had. Take the mass cards and enclose them with the bill showing she has past on. I did that and they never bothered me again because I showed them the proof they needed.
2006-11-15 05:58:38 · answer #8 · answered by Anonymous · 0⤊ 0⤋
NONE. YOu have NO obligation to pay anything. Debt is NOT inheritable.
Now, that's not going to stop sleezy bill collectors from trying to nag/guilt you into paying, but legally, they can't. Just say, ok, see ya in court, if they call, and mark the bills "deceased - return to sender".
2006-11-13 13:58:14 · answer #9 · answered by Anonymous 7 · 0⤊ 0⤋
You are NOT legally responsible for any of grandmas debts, just write deceased on the bills and have them returned to sender.
2006-11-13 11:32:08 · answer #10 · answered by Outside the box 6 · 1⤊ 0⤋