Details are: I'm a 51yr. male living in Birmingham Uk driving a zero valued Ford Fiesta 1.3 automatic (1995) parked on the road (no choice unfortunately) looking for third party cover. I have 18 yrs no-claims. No accidents or convictions. Alarm & immobiliser fitted. I have been quoted £171 which I think is rather excessive. Any useful tips appreciated. Thanks.
2006-11-12 23:01:02 · 14 answers · asked by DAVE 6 in Cars & Transportation ➔ Insurance & Registration
I did the things others have suggested and overall, with a couple hour's work cut my insurance cost by about 30%. If not careful, some companies will load you up with things you don't need.
Good luck, M'Lady. When buying you deserve to be treated like a Royal with your record, not given a Royal dunking!
2006-11-16 03:51:25 · answer #1 · answered by Charles-CeeJay_UK_ USA/CheekyLad 7 · 0⤊ 0⤋
You can agree to pay a higher excess if you have a claim. You can also agree to drive fewer than 10,000 miles a year and that will lower your quote. Shop around though and see if you can find a cheaper quote. You should even be able to play one insurer off another by telling them what a rival insurer has quoted and asking them if they can do it cheaper. Online insurers will probably be cheaper, so Elephant might be a good place to start.
2006-11-13 00:01:03 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Your best bet is to shop around on-line. Don't bother with the search brokers, they add so much on top you'll be lucky to match what you have. go on-line to as many different companies as you can, Admiral.com, Elephant.co.uk, Tesco.com, Norwich union direct. You just need to find the one that targets primarily you as a driver. My policy varied beteween £300-£1050 for my car which gives you an idea just what scope you have for improvement. Good luck
2006-11-13 05:44:40 · answer #3 · answered by Bealzebub 4 · 0⤊ 0⤋
just have to shop around. i know its a pain but u have no choice. try looking on the auto trader website for quotes or masterquote or a new one advertised only available noline is swift. they were really cheap. i think it makes a massive difference were u live and where u park your car so if you have no choice the best thing u can do is just to look around..............or move!
2006-11-12 23:06:22 · answer #4 · answered by icclesnugglebuddy 1 · 0⤊ 0⤋
Don't have any accidents, shop around by phoning different insurance companies. Go to a broker.
2006-11-12 23:02:54 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Don't forget to state that you want all discounts availible to be applied to your policy. A lot of insuarance companies will not add on discounts unless you actually tell them too.
2006-11-12 23:13:36 · answer #6 · answered by J P 2 · 0⤊ 0⤋
the ultimate way is to spend lots of time ringing coverage brokers interior the telephone e book in spite of the reality that I surely have have been given over 40 years no declare I nevertheless spend time doing it every time my coverage is due Ive have been given mine right down to £one hundred fifty totally comp And barter one organization against yet another
2016-12-14 06:19:13 · answer #7 · answered by ? 4 · 0⤊ 0⤋
Tesco.com are very competitive. Get an on line quote off them
2006-11-12 23:05:20 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Give Elephant a go, advert reckons they can get you cheapest Insurance
2006-11-12 23:04:26 · answer #9 · answered by ? 6 · 0⤊ 0⤋
Find a different insurance company.
2006-11-12 23:03:19 · answer #10 · answered by Anonymous · 0⤊ 0⤋