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3 answers

You don't have to worry about that. The cops are the only ones that can write an accident report and they don't really care what you say and you can not tell them what to write on it.

2006-11-12 14:18:58 · answer #1 · answered by Mr. Right 4 · 0 0

Simply make it as clear as you can. The person reading it has only what you say, so be sure to start with the date and time, what the weather was like that day, road condition, lighting, your speed, lane and direction of travel, and for the other guy too. Tell them if you had passengers in your car, and if there were passengers in the other car. Also if any other cars were involved whether they made contact or sustained damage or not.

Tell what you saw, how you reacted, what led to the actual impact, what area on the cars were damaged, where the cars came to a rest, what transpired following the accident including statements you made, statements made to you. Were there witnesses? How many, did they talk with you? Did they talk to the other guy? Were the police called, did they come to the scene? Did they prevent you from exchanging information?

Express in very certain terms whether you think you are at fault or not, if you or your passengers are injured, if you observed any indications of injury for the other guy or his passengers (if any). Did you ask "Are you OK" and did they say "Yes"? That's very important.

Please remember that police reports are not admissible as evidence in a court proceeding because they are nothing more than "heresay" unless the cop actually saw the accident take place, so your statement is your insurance company's best protection of your interests.

And the most important thing is to never Never NEVER lie. Once you're caught in a lie, you've lost all your credibility and anybody in an adversarial role can walk all over you and your insurance company.

Good luck.

2006-11-12 22:34:52 · answer #2 · answered by s2scrm 5 · 0 0

Names and addresses of everyone involved, Any Injuries sustained by any party. Description of the Accident. Pictures would be a great help. Note any skid marks. length of them etc. Exchange information from Drivers licenses and proof of Insurance. That should about cover it. If there are any injuries the Police must be notified, otherwise you can take all the information to your insurance company and don't forget phone numbers. Sometimes a Police Report would come in handy, but exchanging information is most important.

2006-11-12 22:32:43 · answer #3 · answered by Anonymous · 0 0

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