RE partial disability answer, also pay for future medical costs and time loss, payout seems small?

Question

What about future time loss and medical bills, I really thought the payout would be more, and when can you expect a payout? how dong does it take for them to determine it?

Answer 1

?? depending on the type of claim, you might NEVER get a payout!

Also, how can they pay future medical costs if you don't know what they are?? If the payout seems small, it's probably not a serious injury.

Answer 2

Partial disability claims may be capped by the terms of the policy so you should read the "exclusions" portion of the policy, if available.

You have a right to challenge the decision of the insurance company on any policy benefit, if you think that you have been treated unfairly. If you have a good agent, s/he will help you.

But, if you have a serious dispute with the company because they are not living up to their promise (the text of the policy), you may have to enlist the help of an attorney. Be ready to pay up to 50% of any settlement you receive from the insurance company to the attorney (most attorneys don't take that much, but be sure to ask ahead of time). This could take a year or more to settle.

Medical bills are not usually paid by the DI policy. That would be done by your health insurance company...or maybe the company of the cause of your disability, if an accident.

Answer 3

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