with a credit score of 434 and a annual salary of 65k and dti of 5%, where would I be able to get a personal loan, not a payday...i have listed on prosper already and just in case that doesn't work would like to be able to have another option.
2006-11-10 07:40:52 · 5 answers · asked by bkny36 1 in Business & Finance ➔ Credit
It doesn't sound good, even with the debt ratio you'll pay higher interest. What about collateral? A credit union may be a better bet than a national bank.
2006-11-10 07:50:42 · answer #1 · answered by ? 5 · 0⤊ 0⤋
you got a great dti ratio, but it seems to me that your score is not reflectng that. If you really want a good solution, you may want to try building up your credit. Why not get a credit card that has an annual fee and use it for a while. Remember to pay on time though. Don't look for a quick fix or back up plan. Even though this method may take a while, it will be worth it
2006-11-10 08:06:27 · answer #2 · answered by whackiejackies 3 · 0⤊ 0⤋
No you wouldnt be able to get a loan from a bank. Thats what they look at is you credit score.
2006-11-10 07:49:24 · answer #3 · answered by ♥ 5 · 0⤊ 0⤋
Uncle Sid on the south side of St. Louis, Seriously.
2006-11-10 08:14:20 · answer #4 · answered by Anonymous · 0⤊ 0⤋
try a bank.they might be able to approve your loan through"alternative lending"dept.
2006-11-10 07:56:53 · answer #5 · answered by miraclev2001 2 · 0⤊ 0⤋