I'm getting my first car. Buy car or contact insurance people first?

Answer 1

If the car is financed it will matter, as verifiable full coverage insurance is part of the paperwork you sign, and is required before you get your temp tags and drive home.

You will need to know the details of the car in order to insure it though, because I'm guessing that you currently are not on any insurance plan as it is your first car. (the exception would be if you are all ready insured under your parents, if you happened to drive one of their cars. In that case as long as its full coverage you are OK to go ahead and buy)

Most companies have ways to quote-buy-and print your insurance card online, and you can do that at the dealership. I would reccomend getting that quote first as it can change your combinded monthly payment for insurance and payment by hundreds, in the end determining if you can afford it or not.

Answer 2

Before you do anything get research on what type of car that you want. If you're getting an used car definitely get Carfax because it will save you a lot of money in the long run. After that do research on what type of insurance company you willing to spend. Progressive is one site that gives different quotes on other name brand insurance companies. Also, after that and you might not like this since you may be a teenager (trying to get your independence) have a parent to be sure you're getting a good deal and as for you visually inspect the car. Don't let the dealer make the decision for you on what type of car you want and if he does then you have a right to walk off the dealership. The dealer will have to make a decision of giving you what you want instead of losing a customer and his/her commission. I hope this helps you out. Aloha.

Answer 3

Depends on what you are looking for. It is a VERY good idea to get an insurance quote for the car you intend to buy BEFORE you put your money down. Saves some nasty surprises.

Find the car, then get an insurance quote, then buy the car if everything still looks good.

Answer 4

If you buy the car first, don't drive it without insurance. Leave it on the lot until you contact the insurance company.

Answer 5

You could contact the insurance people first to get an idea on how much it costs to insure different vehicles if that worries or interests you.

Answer 6

Talking to the insurance company first is a good idea. find out what kind of car is going to help yo have the lowest rate.

Answer 7

In North Carolina you are required to have insurance before changing the title over. No option to wait on insurance.

better check with your DMV and see if you are required to have proof of insurance before getting a title.

Answer 8

I would call on the insurance first you may be surprised what its gonna cost and the difference say betwwen a 2wd pickup and a mustang. certain cars are more simply because the parts cost more to fix them and then there is the whole age and sex thing

Answer 9

No, the vehicle broker is the only which is in charge for the coverage till the vehicle is bought, as quickly as the vehicle is bought your coverage corporation "ought to" conceal the vehicle for as much as 24 hrs. and specially circumstances longer, as long as you checklist the acquisition interior that element physique. in case you confirmed an interest in a automobile on the broker, and plan to purchase it, you're able to desire to continuously enable them to comprehend which you should purchase (as long as that's interior a useful quantity of time.), and that they might desire to hold directly to it, for an afternoon. they don't look to be obligated to accomplish that, even though in the event that they do then which would be a solid place to seek for destiny purchases. that's only solid corporation.

Answer 10

buy car, because rates would vary widely based on year, model, make, etc..... Be aware though, that sporty cars tend to be expensive to insure, especially if you are young, male, and have been driving less than 3-5 yrs.