I am switching from United Health Care and need to know what else is popular out there.
2006-11-10 04:14:00 · 8 answers · asked by Onique 2 in Business & Finance ➔ Insurance
That really varies from location to location. BC BS and Aflac are both indemnity companies, and not true insurance. I would recommend checking with your state board of insurance, as they keep record of the performance of different companies. After that, start making appointments with the local providers in your area, compare policy provisions, and find out most importantly what is not covered by each. This information will help you better make an informed decision as to which insurance company you want to deal with.
Best of luck
2006-11-11 06:36:31 · answer #1 · answered by mike w 4 · 0⤊ 0⤋
That will depend on what state you are in. Not all companies are in each state. I suggest Coventry, Humana One, Assurant (Fortis), Celtic, Golden Rule, and maybe even American Medical Security. Both Am Med Security and Golden Rule are owned by United Health, too. AFLAC is supplemental insurance, not health insurance. Your individual needs will determine which company is best for you.
2006-11-12 05:00:20 · answer #2 · answered by nurse ratchet 6 · 0⤊ 0⤋
It all depends. Find out what carriers your doctors participate in and work from there. There is really no "best" insurance carrier it is more about what plan you have. The plan you choose is all dependent on how you are going to use it. If you go to the doctor a lot you may want a lower copay or if you have a lot of prescriptions you may want a lower Rx copay. It really all depends on your situation.
2006-11-10 06:47:19 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I am with Assurant. Some people don't like them, because you pay for more things out of pocket than most, but their deductibles are low, as are their premiums. I believe insurance should pay for emergencies, but when I have a cold I should pay for that. This way, I save money (you know they wouldn't sell you insurance if they didn't make money off of you) and I have peace of mind in case of emergencies. Assurant is in line with that philosophy.
They also have a great network.
2006-11-10 04:27:34 · answer #4 · answered by steven.henderson 2 · 0⤊ 0⤋
I've heard Travelers is good, I'm with BCBS myself. Stay away from Fortis.
2006-11-10 08:58:33 · answer #5 · answered by sunshine 1 · 0⤊ 0⤋
Aenta is usually a good company
2006-11-10 05:25:08 · answer #6 · answered by rahnside 2 · 0⤊ 0⤋
I know someone that's got Aflac
2006-11-10 04:22:44 · answer #7 · answered by >>Ascher<< 3 · 0⤊ 0⤋
coventry is good. and has some of the lowest rates.
2006-11-10 04:22:55 · answer #8 · answered by kiki 3 · 0⤊ 0⤋