i was stoped at a stop sign and a truck came in my lane and hit me head on. i was on a motorcycle and now the inc comp wants to settle for 10,000 dollars my bike was totaled and cost 8000 dollars what is the lowest i should go.i think the offer is a waste of my time.
2006-11-10 01:37:04 · 12 answers · asked by DeAnna S 1 in Cars & Transportation ➔ Insurance & Registration
Were you injured? you didn't say. If you were injured they should pay your medical bills and give you pain and suffering. they should also be replacing your bike. you don't have to accept anything you may have to go to court. but if you do remember lawyers cost money too. if the offer is to replace the bike and they already paid your medical and they is no pain and suffering then the offer sounds good to me.
2006-11-10 01:42:52 · answer #1 · answered by careermom18 5 · 1⤊ 0⤋
You have to understand that just because you were in an accident doesn't mean that you will get paid because of it. What injuries did you sustain? Were they serious injuries?
If you were hit by a truck, they definitely have more money than 10K. But they are looking at this from an injury perspective. How injured are you? How has this impacted your life?
If you don't take it, then you have to take the chance of not getting anything, less, or more, when and if your case makes it to court.
If your lawyer puts this into suit and they won't budge from the 10K, then you will end up waiting another year to get the same amount.
2006-11-10 12:52:58 · answer #2 · answered by Rica 82 5 · 1⤊ 0⤋
My thought is to make sure you get enough to replace your bike. As far as deciding how much extra, remember that a lawyer will most likely get 1/3 of your settlement. You don't mention being injured - I'm happy to hear that! Good luck, but don't be too greedy. I wish you had told what the charges were for the truck driver (was he drinking, on drugs, ill, etc?). That should make a huge difference in what you decide to do about the accident.
2006-11-10 09:48:00 · answer #3 · answered by Ms. G. 5 · 0⤊ 0⤋
Were you personally hurt physicaly
Of course you want a new bike but think about the long term health cost as you get older an accident can slow you down and cause lots of med bills
2006-11-10 09:48:05 · answer #4 · answered by mmmkay_us 5 · 0⤊ 0⤋
sounds like the bike is paid for were you hurt if yes get the cash for the bike and dont sign off on the medical for at least 1 year untill all your bills are paid and you see if there are any long term hurts dont go for the max as it raises all our rates just do what is fair and dont come out on the short end
2006-11-10 09:49:07 · answer #5 · answered by mobile auto repair (mr fix it) 7 · 0⤊ 0⤋
Are you maimed for life? Did you spend months in a hospital bed? Did you get a boo-boo? Sounds like you just want to cash in on the insurance lottery. Scum like you make me nauseous.
2006-11-10 18:18:13 · answer #6 · answered by Anonymous · 1⤊ 0⤋
You should contact a lawyer. The initial consultation should be free, if it's not, keep looking until you find one who will provide it free. I work for attorneys. The attorney will tell you if you have a case or not. Don't go by what the insurance company tells you.
2006-11-10 09:45:36 · answer #7 · answered by Debby_in_PA 3 · 1⤊ 2⤋
I think this sounds like a bulls**t offer too. I probably wouldnt settle for anything less than $20,000.
Good Luck!
2006-11-10 09:39:48 · answer #8 · answered by ajd1bmf 4 · 0⤊ 1⤋
u should consider lost time at work,pain & suffering if u have any,medical bills,loss of your bike.
i would consult a lawyer if i were u.u might be able to get a whole lot more.
2006-11-10 09:45:26 · answer #9 · answered by forest lover 2 · 0⤊ 1⤋
get an atty, its going to cost probably 30% ,but its the best thing
2006-11-10 11:28:56 · answer #10 · answered by bayareart1 6 · 0⤊ 1⤋