2006-11-09 08:48:20 · 39 answers · asked by oldsoulchild 2 in Cars & Transportation ➔ Insurance & Registration
Let's clear some things up first...
1. If you hit a car in a supermarket car park, a multi-storey car park, a field, an airport runway or a graveyard, your insurance will cover the other peron's damage at the very least. These people saying "no, it's not a public highway" are 100% wrong. This has absolutely nothing to do with it.
2. It's nothing to do with a "criminal" matter. All motor insurance claims are civil matters. No matter what the circumstances.
So the answer to your question is quite simply "yes." If your driving has caused damage to another person's property then they are entitled to claim of your insurance policy.
2006-11-10 10:22:14 · answer #1 · answered by Anonymous · 1⤊ 0⤋
If you have hit a car anywhere you would need to pay, but that is what your insurance is for. It does not matter your level of cover the Third Party (the other car owner) is always covered by your insurance. But on the other hand it does depend on circumstances, your best idea is to ring your insurance company or brooker and they will tell you if you are at fault. But in this case you would be at fault.
2006-11-09 09:00:40 · answer #2 · answered by Anonymous · 0⤊ 0⤋
They cannot go through your insurance as a car park is private property and not a public highway, however they can file for a civil damages claim from you and make you pay yourself for the damage caused plus costs etc. check with you insurance that you have legal cover as you will need it
2006-11-09 08:53:47 · answer #3 · answered by Ian G 4 · 0⤊ 0⤋
Erm, let's think again! YES...you caused the damage....you pay or were you one of these people who hoped nobody saw you and move quickly to another bay? A lot of car parks have cameras now and could therefore show you're at fault!
2006-11-09 20:04:38 · answer #4 · answered by lizziebeth 2 · 0⤊ 0⤋
Assuming that the car park is not subject to the road traffic act and therefor also not a public highway (most aren't) then your (and the other persons') insurance may not apply. They may have to resort to a claim through the courts. However, if you hit their car doesn't the moral obligation apply?
2006-11-09 08:52:40 · answer #5 · answered by ? 2 · 0⤊ 0⤋
There is usually no jurisdiction in a parking lot.. meaning the police can't enforce or make comment on the damage done.
But you did hit the car, .... Karma ... pay for what you did.
2006-11-09 08:59:20 · answer #6 · answered by gemma 4 · 0⤊ 0⤋
Road traffic act doesnt apply in private car parks, but you can be reported for it and any damage claimed through the court plus costs. Insurance doesnt apply on private property.
2015-07-18 04:30:22 · answer #7 · answered by STEVE 2 · 0⤊ 0⤋
Well yes, if they can catch you. I can't tell you how many times I have been hit in carparks, on the street I park on and various other places. My van is like a sculpture ... but at least no one wants to nick it!
Oh, it's illegal not to admit to causing damage if it was in a public place. Private land is different.
2006-11-09 09:02:37 · answer #8 · answered by Druantia 3 · 0⤊ 0⤋
yes and no because your not on the public highway and on private land you don't have to claim on your insurance.so its not like on the highway just a motoring thing.but is could be classed as criminal damage to their property which you could be arrested for and made to pay and fined. or the other party could take you to a small claims court to recover damages.so do the right thing if its your fault and pay for what you've done you could end up a lot worse off.
2006-11-09 21:22:48 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Errr ..... Yes! You could also get done for leaving the scene of an accident if you failed to stop and give your details to the other party ....... even with a static vehicle!
What makes you think you wouldn't have to pay for the damage?
2006-11-09 08:52:05 · answer #10 · answered by nickthesurfer 4 · 1⤊ 0⤋