who has an inexpedience supplemental health coverage that would cover everything medicare does not pick up?

Answer 1

Medicare questions can be confusing! Getting the best supplemental coverage and/or a a Medicare Part D policy, for example, depends on several factors. Supplemental plans and options available vary in each state.

Also, the way Part D Medicare is structured is definitely not a "one size fits every senior" deal, too. Each individual--even husbands and wives--need to go through the process to determine what plan is going to meet their needs and will be the "best deal,"

I highly recommend that you call your local Area Agency on Aging--these groups are one of the best kept secrets around for older Americans and their families who are seeking information on Medicare and other kinds of consumer questions. There is one where you live, since this is a national network--and they aren't selling anything! The staff there will visit with you and guide you to information you need to answer your questions. Since they talk with seniors every day--and answer lots of Medicare questions--they will know the "scoop" on the supplemental plans available where you live. They really are experts and answering these kinds of questions!

You can call toll-free 1-800-677-1116 to find how to contact the Area Agency on Aging serving you. You will most likely find the people there friendly and very helpful.

If you do contact your local Area Agency on Aging and like the help that they give you, let your local county officials and your folks in Congress know. Area Agencies on Aging don't have big budgets--their funding comes from the Older Americans Act and this has not increased for a very long time! Your voluntary financial contribution of any amount--which is not required to get the help you need to answer this question--would certainly be appreciated.

Hope this helps! Good luck and best wishes

Answer 2

Time Insurance-St. Paul Minnesota

$210 per month, for husband and wife, covers 100% with no deductible, no copay on doctor, $10 on presciptions (max yearly copay on prescriptions $500, then $0)