an option. He is totally against credit cards and if he found out I was hiding this, our marriage would be destroyed. I am am able to make payments on these without hurting the family financially, however, the guilt of this is killing me. If we ever went for a loan and they pulled up a credit report and he saw these credit cards, things would be over. All I want to do is get the debt out of my name so it will not show up on anything. Is it possible to have someone else take out a credit card with a balance transfer option and pay my cards off for me so that this no longer shows up in my name. I would then in turn pay them back. Does anyone know if this is an option?
2006-11-09 02:41:30 · 6 answers · asked by bina01 1 in Business & Finance ➔ Credit
Sister girl!
Perhaps you have forgotten about the time you spent at the alter. Don't you remember when you professed to the world that you would love, honor, and cherish your husband?
How do you figure that by hiding $7,000 of YOUR debt and conveniently omitting such important information that you are loving him and honoring him?
Something inside you implicitly knows that a lie of omission is the exact same as a lie of commission. Both can cause irreparable harm and erodes the very foundation of relationships.
Deceit, deception, and cover-up are the workings of folly. And trust me, you don't want to jeopardize your marriage over poor financial decisions and self-serving behavior.
Be real. Be honest. Be straightforward.
You will get over the guilt -- and if you still feel it, try a glass of red wine before you spill the beans.
So your husband will get mad . . . AND???
He is gonna have to be A REAL MAN and work with his wife to solve this problem AND MAKE SURE that his wife develops the necessary character traits to avoid a repeat of this in the future!
This is what marriage is really about. It ain't utopia. This 'ish is HARD WORK. Only for the grown and sexy . . . not for the faint of heart.
Good luck
2006-11-09 03:00:49 · answer #1 · answered by DaMan 5 · 1⤊ 0⤋
Even if you paid these cards off in full today - they still show up on your credit report......if you left them open and never used them, the available credit ratio would be discussed if you and hubby applied for a loan....
if you paid them off today and closed them....your score would take a huge dive......how would you explain that?
Get a 2nd job, pay them off and then you need to find out why you feel the need to spend the money and hide it from hubby.
You have more than a financial nightmare on your hands...You have issues that include being bullied by your spouse so much so that you hide the fact that you are a normal person who spends a little (or little too much) in the course of your existence.
good luck.
2006-11-10 01:57:36 · answer #2 · answered by Paula M 5 · 0⤊ 0⤋
Now you're just talking crazy. Tell your husband the truth. If he truly loves you it won't be over. The fact is you are hurting your family by living a lie and by taking financially away from them to pay off debt that is your own. He should want to help you, as long as you go into it admitting it was wrong to hide things, but that you didn't want to hurt him, or have him be mad at you. Then get yourself to someone that can guide you in financial decisions. Credit card spending can be a nasty habit. You will never catch up if you don't have a plan. Good luck and just be honest. I would rather have my wife tell me the truth then try to hide stuff. Also, you'll feel better about yourself for doing it.
2006-11-09 02:48:12 · answer #3 · answered by backdoc 3 · 3⤊ 0⤋
Your dishonesty aside, even if you had someone else do this for you, the paid off accounts would still appear on your credit report for at least seven years.
Be an adult and be HONEST with your husband.
2006-11-09 02:53:39 · answer #4 · answered by Albert 6 · 0⤊ 0⤋
If someone else pays for u, what shud he do so. A better course wud be to come out clean with ur husband and find a solution. Do not be scared of a non-existent fear.
2006-11-09 02:46:41 · answer #5 · answered by Anonymous · 1⤊ 0⤋
ikke is right. Come clean to him..otherwise it will come out one way or another. thinking you should have come clean B4 you got married though....or did you do this after you got married? Trust me, keeping something from your spouse will eventually eat away @ you. GOOD LUCK to you:) I know it will be hard, but in the long run it is better for your marriage and you!
2006-11-09 02:52:15 · answer #6 · answered by AQHA34 5 · 0⤊ 0⤋