I have bad credit because I lost my job and my dad passed away. I had ok credit before this, What can I do?

Answer 1

credit debt solutions...under the fair credit act something can be done

Answer 2

ADD THIS IMPORTANT INFORMATION TO YOUR CREDIT FILE.

You are allowed to add a statement of 100 words or less explaining unusual circumstances causing delinquencies.

But let's be more precise. You need to ADD THE STATEMENT and get into the business of addressing each deliquency head-on with the creditor so that you get "PAID IN FULL" on any charges offs.

You should also see if you can get a pay-for-deletion arrangement.

Please refer to the hyperlink below for additional information and the exact form letter to get this done.

Also, ALL COMMUNICATIONS SHOULD BE SENT TO THE CREDITORS CERTIFIED. You should retain copies of all receipts from the post office showing the actual date you mailed your comminque to the creditors.

This is serious business only for the grown and sexy. Children can stay at home!

Good luck.

Answer 3

Get a job and start paying what you owe. Only by paying bills faithfully can you get a good credit rating.

Answer 4

Curious gave you the right answer, that is a law whice makes the rating agencies clear it up themselves. The most they can do limit the amound they are willing to loan yeou untill you get a new job.

Answer 5

get a new job and start catching up paying your bills.....in time your good credit will come back

Answer 6

All the circumstances narrated r only excuses for excessive expenditure at ur end and that too beyond ur paying capacity. Please mend ur ways of financial management and ur rating will improve automatically.

Answer 7

There is some useful advice here.