2006-11-08 09:28:43 · 12 answers · asked by rbrtdhrty 1 in Business & Finance ➔ Credit
go to annualcreditreport.com
you can request 1 free report each year from each of the 3 main agencies, so if you request 1 every 4 months, you can get 3 per year for free.
2006-11-08 09:32:38 · answer #1 · answered by a_blue_grey_mist 7 · 0⤊ 0⤋
You will see on websites such as Experian that they offer all sorts of online reports, varying prices, however, if you search the site you will find a section regarding the standard credit report, which they legally must provide for a fee of only £2.
You simply put in your details and they will post to you within a week. They have to offer this by law, however, they don't advertise it too well and would rather have you sign up for an instant online report which is much more expensive,
Lots of them advertise free reports, but you have to input your credit card details and remember to cancel your subscription at a later date.
I would recommend the standard by post option, at only £2 it gives you all the same information and I think it is easier to read than online.
2006-11-08 17:32:29 · answer #2 · answered by Caroline 3 · 0⤊ 0⤋
Yes, get it free once a year (some others have given you the site). The thing you must pay for is your credit score if you want it and that is a small amount, maybe $5.99 or something like that to get it. You can request it when you request your free credit report.
2006-11-08 17:37:39 · answer #3 · answered by Goldenrain 6 · 0⤊ 0⤋
Yes, if you were denied credit, you may contact the credit agencies and request a copy of your report, and or, you are entitled to your sredit report once a year, with-out charge, also depends on what state you live in, this answer is California law...
2006-11-08 17:33:18 · answer #4 · answered by Jamaison D 3 · 0⤊ 0⤋
You can, yes. Normally when you do some kind of small print will say that you are subscribing to their service. The trick is after you get your credit report - cancel the service and you won't have to pay and you get your free report.
Honestly, it's your information. You should have access to it reguardless. That's the way I feel about it anyway.
Try: freecreditreport.com
2006-11-08 17:41:11 · answer #5 · answered by Poppet 1 · 0⤊ 1⤋
yes goto experian website you can sign up for a monthly subscription,by way off giving your credit card/debit card details,they then will email your report once youve filled all details in,once you have done that you then need to unsubscribe,they let you do this has the first month is free,they will not charge your card for having your first report,all the details are on the site on how to do it.
2006-11-08 19:34:18 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If you are in the US the site you want is https://www.annualcreditreport.com/. freecreditreport.com is a trail offer to a credit monitoring service. If you do not cancel within 30 days, you are charged for a full year of service.
2006-11-08 18:55:19 · answer #7 · answered by STEVEN F 7 · 0⤊ 0⤋
All three major credit reporting agencies are required by law to give you a free credit report once per year:
https://www.annualcreditreport.com/cra/index.jsp
Have at it....
2006-11-08 17:30:45 · answer #8 · answered by Anonymous · 0⤊ 0⤋
yes. the bank or its entities will always give you a copy of the bill or a report on your credit history and scores
2006-11-09 12:33:27 · answer #9 · answered by Anonymous · 0⤊ 0⤋
No. you can write to experian and request a copy. this costs around £2
2006-11-08 17:30:29 · answer #10 · answered by david429835 5 · 0⤊ 0⤋