my critical illness insurance claim as gone to the underwriters why?

Question

May it be that the condition i am claiming for most people dont get the chance to claim as it can be too late for some to claim as they would be died,i had a brain anesyums which reptured (bleed) into my brain and as caused damage would this be the reason why its gone to the underwriters please help

Answer 1

hi i used to be a medical underwriter, for private medical assurance etc etc. They may be asking for medical records to check if there was something you didn't disclose! to be honest if they find out you had undisclosed blood pressure for example they will have a reason not to pay.
they are just checking that really, you know that there was nothing held back!

Answer 2

Hi, my name is Eunice Saunders and I am a licensed Insurance Agent. Most insurance companies would do just what yours is doing. They are checking to see if: 1) Your condition was not preexisting and you didn't tell them. 2) Your doctors and hospital did not "pad" the bill or charge for treatments that you did not receive. All of this is normal and nothing for you to worry about. Your insurance company is looking after your and their best interest. So just let them do their thing and you just worry about getting well! Good Luck! Eunice Saunders

Answer 3

A lot of times insurance companies want to review and re-review the more expensive claims to see if they can get out of paying them. Don't let the hospital bill you until your insurance company has made a decision!

Answer 4

I don't understand the question.