2006-11-08 05:03:43 · 6 answers · asked by chris p 1 in Business & Finance ➔ Credit
You can try a credit repair company (legitimate ones, like Credit Solutions) not just the ones that dispute all your debt. Also try lenders who specialize in "b" or subprime lending. I recommend American Equity Mortgage, The Lending Center/First NLC, Ameriquest or Full Spectrum Lending. These companies all are national companies and specialize in products that you need.
2006-11-08 13:38:54 · answer #1 · answered by MJ 4 · 0⤊ 0⤋
Have a 2 year plan to clean up your credit record AND improve your credit score. In today's environment, lenders like to see credit scores of 680 or better. Request your credit report and look it over, make sure it has no errors. If you find errors on any of your reports, dispute them with the credit bureau and reporting agency. You can get your and your husband's credit reports for free, follow the instructions on the link below. Pay your bills on time Pay down your credit card debt Clean up any debt in collectors hands
2016-05-21 22:09:14 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Ouch. I would strongly suggest you do your best to raise your credit score before ever trying to buy a home. You will pay exorbitant interest rates with that low of a score. Aim for a score in the 700s before applying for any home loans.
2006-11-08 05:06:38 · answer #3 · answered by kja63 7 · 0⤊ 0⤋
If trying to purchase a home in PA ..... try Drake Mortgage Corporation. They did my loan 100%. My score was in the 500's. I know that they have a web site. They also have an 800#.
It is 8003394747.
2006-11-08 06:25:41 · answer #4 · answered by bmkj2001 1 · 0⤊ 0⤋
Scores can be improved in as little as a week. Check my blog for info on this subject and other pertaining to mortgage credit.
2006-11-08 05:19:27 · answer #5 · answered by Anonymous · 0⤊ 0⤋
you would be better off taking a few months to get that score up
2006-11-08 05:06:32 · answer #6 · answered by idtshadow 6 · 0⤊ 0⤋