I have purchased a service from the nationalcreditreport.com and I pay for getting updates and notifications, for over a year many things have change, however no updates to my service, are those services scams?
2006-11-08 04:46:44 · 0 answers · asked by myentertainment.net 2 in Business & Finance ➔ Credit
You can get an annual credit report free by going directly to one of the 3 major bureaus, Equifax, TransUnion, or Experian.
You can also purchase 'monitoring' services as you apparently have. The ones with which I am familiar did not update my reports when I knew that there had been accesses and changes made. Both services were cancelled and I now monitor my own reports. You can purchase additional reports directly from the 3 major bureaus for less than the annual monitoring fee.
2006-11-08 04:52:39 · answer #1 · answered by credo quia est absurdum 7 · 2⤊ 0⤋
National Credit Report
2016-10-01 22:00:52 · answer #2 · answered by ? 4 · 0⤊ 0⤋
It is a total scam. You rarely, if ever, need to check your credit score and these people will keep charging you every single month. The only way to cancel is to call some place and talk to a salesman and tell them no about 30 times when they ask you to keep their service or use some variation of it. Better to go to an official government site and actually get it for free. Oh, and it's a $40.00 fee now....
Not to mention the information I received from their site regarding my credit report wasn't even accurate. It was completely made up information. I checked it before going to buy a car, and their sources showed that I didn't even have credit.... I have no idea why this website hasn't been shut down due too fraud yet. They are just stealing people's money.
2016-02-09 17:00:41 · answer #3 · answered by Jonathan 1 · 0⤊ 0⤋
Yes its a scam....
Why should WE pay to see OUR credit?
We are allowed to receive an annual credit report from all 3 agency's. This information is based upon the Federal Trade Commissions website www.ftc.gov. You can follow the link off the website located on the left hand side if you scroll down under "Hot Topics" you will find "FREE Annual Credit Report".
This link is the ONLY authorized on line source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. The link is www.annualcreditreport.com
2006-11-08 05:04:36 · answer #4 · answered by Jen G 3 · 3⤊ 0⤋
CAUTION! If you are hoping to get a free annual credit report, read the fine print! They will ask you for a credit card which should be the first indication this service is not entirely free even though when you search "free credit reports" it tops the list. Once you provide your credit card, you are signed up for their service and have only 7 days to cancel.
2014-03-22 09:15:54 · answer #5 · answered by Anonymous · 1⤊ 0⤋
In my opinion it is a scam. I got the free credit report, but as was said here, the fine print gives you 7 days to cancel and then they start charging your credit card $30.00. BEWARE!
2015-12-10 10:45:46 · answer #6 · answered by ? 2 · 0⤊ 0⤋
Nationalcreditreport
2016-12-18 18:27:50 · answer #7 · answered by ? 4 · 0⤊ 0⤋
Please use only the official federal website for free credit reports:
http://official.fastfreecreditreports.com
That is exactly what you are looking for and thats the only safe site.
2014-03-15 04:34:54 · answer #8 · answered by Anonymous · 0⤊ 1⤋
yes it is filing a report with better bus
2014-09-21 04:45:47 · answer #9 · answered by kathy leeder 1 · 1⤊ 0⤋
I would trust your own instinct and not give them anything. It does not pass the smell test.
2016-03-22 23:10:27 · answer #10 · answered by Anonymous · 0⤊ 0⤋