Hi,
I came to U.S. in May, 06 on work visa. I stay in Pittsburgh, PA. I have international drivers permit from India. I financed my new car (2007 Toyota Camry CE 4dr Sedan) in Sep 06. I took my U.S. learner's permit in September and the valid U.S. driver's permit in Nov, 06.
My coverage is state minimum and premium is $860-6 month:
Bodily injury - $15000/$30000.
Property - $25000.
Deductible Colision: $500 and Comprehensive $500.
Emergency Road Side.
Rental Car ($25 per day/$750).
I earlier had this with First Acceptance for 1 month then I currently have Geico since last 2 months.
I called Geico to tell them that since now I have a valid U.S. driver's license - please decrease my premium. They said I need atleast 3 years U.S. or Canada driver history.
I have a wife who has U.S. learner's permit and International Driver's permit from India. We both have good driving experience (5 years) in India.
I can't afford $860 of premium-6 months. Please suggest what to d
2006-11-08 01:57:12 · 9 answers · asked by popatlal 1 in Cars & Transportation ➔ Insurance & Registration
Yeah your kinda screwed since you don't have the 3 years of driving here in the states. Its just one of their required rules that affect your rates. Just about everyone who you will try to get insurance will tell you about the same. You can always try though. But like i said, that 3 years is a key factor into deciding your rates. Good luck man.
2006-11-09 02:54:03 · answer #1 · answered by The Mullet 4 · 0⤊ 0⤋
1
2016-09-25 18:47:09 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Lets be clear on this! It's a six month policy because it says it's a SIX MONTH POLICY. The reason it is for six months is because the Banking and Insurance laws tell the insurance company's that they must offer you a policy for six months minimum so they do. Typically in most cases you will be permitted to renew your policy after six months and continue to "roll" the policy as long as you want to. However, every time you renew, it's a new policy. So, if the company decides to change the rates, or if the company decides to exclude certain things they will not cover or if the company decides to put you into a different rate class, then by paying your premium you agree to it. Also, the company has the option of dropping you as a customer after six months if for some reason they no longer desire you (most likely the office that signed you up) to be a customer. I hope this explains insurance policy's a little better. Doctor K
2016-05-21 21:51:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Go online and google "auto insurance quotes" to which many will appear. Take your choice and have at it! An informed shooper will always get the best deals! Every insurance company has it's own rating schedules and premiums can vary drastically!!!! you're going to have to spend some time and get as many quotes as you can, then make the choice! Becareful, READ what you get for how much! The cheapest isn't always the best deal and visa versa!
2006-11-08 02:24:38 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Sounds cool
2016-07-28 00:28:12 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I dont know their spcific requirements for membership (used to be only military personnel, but I think it has open membership) for USAA. www.usaa.com, I use them and they are about 60-75% of other companies.
2006-11-08 02:06:04 · answer #6 · answered by Anonymous · 0⤊ 0⤋
consider the hartford, i have had them for years and their rates are very reasonable
2006-11-08 02:06:16 · answer #7 · answered by worldstiti 7 · 0⤊ 0⤋
Wow, Thanks! Exactly what I was looking for. I tried looking for the answer on the internet but I couldn't find them.
2016-08-23 10:18:30 · answer #8 · answered by Anonymous · 0⤊ 0⤋
try allstate you got ripped off
2006-11-08 02:00:04 · answer #9 · answered by Anonymous · 0⤊ 0⤋