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The Boom truck was behind locked doors in our shop. Which our employee had a key to. It was 2 am. He has no liscense and no permission to drive any vehicle. The only person who drives that truck is the owner. Absolutely noone has any permission to drive it. The police saw the accident and followed him to our house. They arrested him. He will be charged w/ fleeing an accident, DUI. Stolen vehicle, and eluding the police. I just want to know, what, if any, responsibility we have. Since the truck was stolen and it was in an accident.

2006-11-08 00:16:00 · 16 answers · asked by lonix 1 in Cars & Transportation Insurance & Registration

16 answers

I would say no as it was stolen. The guy is responsible for everything....including breaking and entering !!!

2006-11-08 00:18:43 · answer #1 · answered by IloveMarmite 6 · 0 0

It sounds like a dream scenario for an Insurance company. If the vehicle wasn't reported stolen, there is probably a clause saying the accept no responsibility if not. They don't care what the circumstance are only the facts in regard to the policy.

2006-11-08 00:20:15 · answer #2 · answered by Powerpuffgeezer 5 · 0 0

Well your vehicle insurance is going to be paying for the damage so I wouldn't really worry too much. But As far as any other legalties I think it might be a good idea to talk with a lawyer. Its better to be safe than sorry down the road. Oh, I'm sure this guy has been fired, right?

2006-11-08 00:22:15 · answer #3 · answered by GRUMPY 7 · 0 0

He has complete responsibility as he was not driving it for work purposes and with authority from his employer, and that's before you look at the charges of taking a vehicle without consent and fleeing the scene of an accident...

2006-11-08 00:19:04 · answer #4 · answered by mrs2moo 1 · 0 0

Unfortunately you are responsible for the truck and what happens with it no matter who is driving.

Don't worry about it too much, your insurance will pay for any damages to property done by the thief. It will not however pay any of his fines but I'm sure you don't care about that.

2006-11-08 00:25:11 · answer #5 · answered by Mr. Right 4 · 0 0

Depending on the laws of your state. You shouldn't be liable for the accident. We had an incident like yours and the thief had to pay for the damages. We're in Texas.
Master tech 40 yrs.

2006-11-08 00:21:18 · answer #6 · answered by Cal 5 · 0 0

In this "everything is someone Else's fault" society we live in, I would say the odds are in your favor, BUT, protect yourself by hiring a GOOD lawyer.

The other side may ask why the guy has a key to the vehicle if he has no license.......

2006-11-08 00:57:42 · answer #7 · answered by Trump 2020 7 · 0 0

Well, insurance follows the vehicle, he is am employee who drives vehicles in your fleet, so it's possible your insurance is on the hook for it. You'd have to refer to your policy and ask your insurance company about it. They will investigate and determine if there is coverage.

2006-11-08 10:42:11 · answer #8 · answered by Chris 5 · 0 0

confident while i grew to become into six years previous I ran out into the line and have been given hit via a semi-truck. did no longer sense a topic it knocked my out and that i grew to become into in a coma for some days, awoke interior the scientific institution did no longer have a clue what grew to become into happening or what surpassed off.

2016-10-03 10:06:35 · answer #9 · answered by schugmann 4 · 0 0

why did this man have a key to unlock a vehicle that no one bar one man is alowed to drive? has this man got any previous convictions for this sort of thing?

2006-11-08 00:21:48 · answer #10 · answered by Caroline N 3 · 0 0

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