IM looking for a good company that can help me out with my debts. I have over £10000 worth of debt to different things like credit cards and unsecured loans. Does anyone know of a company that could help me out with either a loan or a debt management.
2006-11-07 22:12:17 · 13 answers · asked by mohamedzahir1976 1 in Business & Finance ➔ Credit
Ive mentioned this before on one of these threads i used a company called Morrison Clarke (www.morrisonclarke.co.uk) and they offer various financial services. They helped me obtain a loan when i had hardly any income. I think they also offer Debt Management aswell. you can fill in a form on their website and they will give you a call back. Hope this sorts your problem out.
2006-11-07 22:16:48 · answer #1 · answered by Gary Billenge 1 · 0⤊ 3⤋
Consumer Credit Counselling service(cccs). They are a government run company so you dont get charged for using the service. They are really good they will ask you about the debt you owe who you owe it to and when the debt was taken out,then they will agree a monthly amount you can afford and they will distribute it to all your different creditors. You will feel so much better when you have made that call,you will wonder why you have waited this long. There telephone number is 0856 272 5400. Good luck and make that life changing phone call today..
2006-11-07 22:31:52 · answer #2 · answered by The chandlers 2 · 0⤊ 0⤋
you should visit a local Citizen's Advice Bureau. they can offer free help and have debt specialists to help you find the best solution to your problem, they can also negotiate with creditors on your behalf to arrange repayment plans etc, and help challenge any debts you don't agree with.
they may also run sessions on money matters, budgeting, and better financial planning and spending!
just ask them, their advice is free - and if you don't want to you don't have to follow what they suggest so you've got nothing to lose!
they also have some info on their website, and you can search for your nearest bureau...
2006-11-07 23:52:07 · answer #3 · answered by just trying to make a difference 5 · 0⤊ 0⤋
Visit your local Citizens Advice for good FREE advice. Ask to see a specialist if possible.
Do not pay anyone for the help you need. There are a lot of unscrupulous organisations only too willing to take you 9and your money for a ride.
2006-11-07 22:32:12 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Consumer Credit Councelling Services. Good honest advice.
http://www.cccs.co.uk/
2006-11-07 22:16:12 · answer #5 · answered by Lisa P 5 · 0⤊ 1⤋
we are all in debt mate. them companies charge alot and you will end up paying more so your better off trying to work it out your self or getting a financial advisor which would be cheaper in the long run
2006-11-07 22:25:17 · answer #6 · answered by jodie c 2 · 1⤊ 0⤋
Income £1000 outgoings £1001 result misery.
Income £1000 outgoings £999 result happiness.
This how I live and have never been in debt.
Go to citizens advice to help you present problem then live like I do. No more problems
2006-11-07 22:34:13 · answer #7 · answered by bwadsp 5 · 0⤊ 1⤋
I'm with a good one pay plan..they don't charge a fee, and are very good!!! http://www.payplan.co.uk
You only pay what you can afford, and all what you pay goes directly to your creditors, you can even check on line where your payments are going each month. most debt management agencies charge a fee, but pay plan doesn't...try it..you won't be disappointed!
2006-11-07 22:21:14 · answer #8 · answered by Anonymous · 0⤊ 1⤋
I hope this would help you:
Credit Counseling Programs
http://www.complete-debt-info.com/category/Credit-Counseling-Programs.html
2006-11-07 23:02:44 · answer #9 · answered by marie a 2 · 0⤊ 0⤋
you can always give the citizens advice bureau a try...they can contact all your creditors and attempt to negotiate payment schemes
2006-11-07 22:19:25 · answer #10 · answered by Anonymous · 0⤊ 0⤋