I received a summons from the county court house for a credit card from 5 years ago? What is going to happen? What should I do? Does anyone have any suggestions?
2006-11-07 02:12:18 · 8 answers · asked by brevly 1 in Business & Finance ➔ Credit
Well first of all you absolutely need to attend the hearing!! Do not think that you can just get out of it. I would also suggest calling the creditor and attempting to negotiate a deal with them where you pay all or part of the money owed. If they will not negotiate then attend the hearing. It is likely the credit card company wants to get a lien or wants to enforce a judgment they may already have against you. You can retain an attorney if you'd like, but probably it won't do you any good.
2006-11-07 02:16:34 · answer #1 · answered by Rayslittlegurl 3 · 0⤊ 0⤋
Show up, otherwise you will be in contempt and that is very serious. You will have to prove also that you have moved or something and never got any correspondence and or phone calls from the company suing you. You may be able to negotiate a settlement amount with the cred card company. You may want to bring proof of your current income and current expenses to set up a time payment too that is agreeable to the credit card company. Otherwise they may get an order to garnish your wages for any amount that they want. If all else fails, consult an attorney.
2006-11-07 10:23:15 · answer #2 · answered by revengeismineforever 2 · 0⤊ 0⤋
Sounds like they are pursuing a judgment. They are probably trying to beat the statute of limitations.
Whatever you do, make sure that you do not skip the court date. Otherwise, a summary judgment (automatic) will result.
2006-11-07 10:23:15 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If this is a debt collection they can not take you to court. This has to be for something else. Check with a lawyer, that is the first thing to do.
2006-11-07 11:19:40 · answer #4 · answered by nashvillekat 6 · 0⤊ 0⤋
If you owe the company money, this is collections. You are not required to go to court. If you want to and are able to pay, they will have you reach an agreement with them. If you do not intend to pay, don't go and change your phone number too.
2006-11-07 10:35:15 · answer #5 · answered by cirenek 2 · 0⤊ 0⤋
You should appear in court to find out what the problem is
2006-11-07 10:14:03 · answer #6 · answered by Mary Smith 6 · 0⤊ 0⤋
well if you go and it's uncontested, you'd likely have to pay for it.
if you do go, you could always try to prove that you're not liable to pay it back.
might want to consider your state's statute of limitations on uncollected debt. that might prove helpful.
worst case scenario, if you are held liable for repayment, you could get your assets levied or wages garnished.
lastly, you may also want to check with a lawyer.
2006-11-07 10:17:34 · answer #7 · answered by jason29445 3 · 0⤊ 0⤋
tell the judge you haven't received any correspondence on the matter prior to the summons.
2006-11-07 10:17:29 · answer #8 · answered by Anonymous · 0⤊ 0⤋