If you're talking about the advertisements for personal grants from the government for no reason, yes they are scams. The only real grants you can get would be to start up a business, or college grants. The Rest ARE Scams.
2006-11-06 14:09:34
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answer #1
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answered by mac 6
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A Federal Pell Grant, unlike a loan, does not have to be repaid. Generally, Pell Grants are awarded only to undergraduate students who have not earned a bachelor's or professional degree. (A professional degree is usually earned after earning a bachelor's degree in a field such as medicine, law, or dentistry.) In some cases, you might receive a Pell Grant for attending a post-baccalaureate teacher certificate program.
CareersAndColleges.com is your place to find grants for college. Search our FREE database of over 1.7 million scholarships worth over $7 billion. Find government, private, minority, athletic, and more grants.
You can search for college grant money by creating an online profile for your grant search. This information helps us to find the grants that you are eligible for. Create a profile and find FREE grants today!
2006-11-06 13:48:17
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answer #2
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answered by tampico 6
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For schooling, check out Federal Student Aid Web Site or FAFSA http://www.fafsa.ed.gov/
However, if you are talking of grants for personal use as others claim there are, yes they are scams
The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.
Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.
For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.
There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.
You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.
Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.
Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
2006-11-06 19:50:22
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answer #3
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answered by imisidro 7
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Depending on what state you live in, there are websites maintained by state agencies that provide financial aid (grants/scholarships/loans) information for current and prospective college students. NEVER PAY ANYONE to help you find money for college!!! There are tons of resources, including your high school guidance counselor, to help you do this.
2006-11-06 14:55:17
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answer #4
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answered by tryingtomakeadifference 1
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You don't pay anything for a grant. Grants are free money.
If ever you are asked to 'pay' something for it...run the other way! :)
2006-11-06 15:20:38
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answer #5
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answered by Anonymous
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In order to be eligable for a grant you have to fill out a fafsa form (its free), add the schools of your choice. once the school has recieved this information, they will send your an award letter. BUT i advice you to see a finanical aid specialist. (someone at the college u want to attend)
2006-11-06 14:35:08
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answer #6
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answered by Amber 2
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