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Just like the Do Not Call website & toll free numbers for solicitators by phone, are there websites or toll free numbers to stop pre-approved credit card applications through postal mail?

2006-11-05 18:34:00 · 4 answers · asked by Gentleman. 3 in Business & Finance Credit

4 answers

Try this:
http://opt-out.cdt.org/

Also, contact each of the major credit reporting agencies (Experian, Equifax, TransUnion) and request an opt-out of their lists, since they are the ones that usually report you as "eligible for credit" to credit providers.

Read up here:
http://idtheft.about.com/od/identitytheftresources/p/CRBureaus.htm

Also, make sure you get your free credit report. You're allowed 1 per year that is required by U.S. law without strings attached. More here:
https://www.annualcreditreport.com/

Note: don't try getting a free credit report from any other source, as it is a common way of committing identity theft. This is the only verified guaranteed source.

Important note: the suggestion that "Mikey" left above to change your name is technically credit fraud, which is a federal offense. That's playing with fire if you try that method, since it would be up to the credit agency whether or not to pursue legal action against you for the fraud.

2006-11-05 18:42:56 · answer #1 · answered by Anonymous · 1 0

do no longer be responsive to why you're at a loss for words. that's particularly easy. based on the tips you presented interior the utility, you have been approved. The economic employer would be verifying the information which will incorporate pulling your credit checklist. If the information became applicable, then you definitely ought to have your card in some month, worst case. that's possibly which you will get the cardboard interior 2, consistent with hazard 3 weeks.

2016-12-10 03:26:05 · answer #2 · answered by ? 4 · 0 0

Simple. On the actual application is an area to call. If you wantto find out who is selling your name, change you name slightly by middle name or initial first, or mispelling. If you get pre-approved credit card applications in the mail again call those companies who sold your name and tell them don't do it again or you will seek legal action. They will spread the word.

2006-11-05 18:40:58 · answer #3 · answered by mikey 4 · 0 1

Check out optoutprescreen.com

2006-11-05 18:41:50 · answer #4 · answered by Norman 7 · 2 0

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