whats a soft hit on a credit report?

0 ⤊

whats a soft hit on a credit report?

2006-11-05 09:02:53 · 2 answers · asked by drumfreak1166 1 in Business & Finance ➔ Credit

2 answers

a soft hit on a credit report is when a credit record is requested without the consumer applying for credit.

example: when a consumer pulls his or her own report.

or when a insurance company requests it for promotional offers.

a soft hit does not reduce your score..

find more info here: https://www.expert-credit-advice.com

2006-11-05 09:10:08 · answer #1 · answered by Anonymous · 0⤊ 0⤋

A soft hit is in an inquiry which was from the consumer or for a pre-approved offer. It does not affect your score.

2006-11-05 21:59:21 · answer #2 · answered by Mariposa 7 · 0⤊ 0⤋