how to improve my credit report?

Answer 1

Pay your bills on time....

Answer 2

The most important thing is paying on time. Also the amounts that you have borrowed determines you credit.If you have any bad credit it will stay on your report for 7 years. House payments and car payment are very important. You must pay on time to keep a good rating. From a 650 score to 850 score will put you in a position to get good credit. Anything less than a 600 score you will need help, cash or parent's cash. Good credit cannot co-sigh for bad credit. You are just out luck buying on time if it falls below 600.

Answer 3

There are a number of ways to improve your credit - paying your bills on time is just the beginning. You can have errors removed from your report, negotiate settlements with your creditors, minimize the use of credit as well as take other steps.

Answer 4

Pay bills on time. Don't use more than 50-60% of available credit on credit cards. Control debt to about 30% (or less) of income. Do not apply for more than 2 credit cards per year or for any new account inquiries.

Answer 5

It really depends on what is wrong:


If you have debts you need to pay them off or settle.
If you have negative items, you need to delete them.
If you have no positive credit, you need to start building credit.


This website can help you. http://www.expert-credit-advice.com/



or this:

http://www.expert-credit-advice.com/credit_repair_service.htm

Answer 6

Try this link:

http://www.thisismoney.co.uk/help-and-advice/advice-banks/article.html?in_advicepage_id=100&in_article_id=395436&in_page_id=90

Answer 7

pay your bills on time, no brainer